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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 1–15 results

  1. Top Carrot, Carrot Score 95
    Toyota Financial Savings BankCertificates of DepositCD · 36 months · $1 min

    Bank · Add a location to see nearby branches

    5.10%APY$1,609 over 36 months on $10,000
  2. Raymond James BankCertificates of Deposit (CDs)CD · 36 months · $2,000 min

    Bank · Add a location to see nearby branches

    5.10%APY$1,609 over 36 months on $10,000
  3. Raymond James BankCertificates of Deposit (CDs)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    5.10%APY$1,609 over 36 months on $10,000
  4. Top Carrot, Carrot Score 95
    Mid Minnesota Federal Credit UnionFast Forward CertificateCD · 36 months · $10 min

    Credit union · Add a location to see nearby branches

    5.09%APY$1,606 over 36 months on $10,000
  5. Top Carrot, Carrot Score 94
    First Jackson BankCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    5.00%APY$1,576 over 36 months on $10,000intro rate
  6. Top Carrot, Carrot Score 92
    Sioux Valley Co-op Federal Credit UnionShare CertificatesCD · 36 months · $0 min

    Credit union · Add a location to see nearby branches

    5.00%APY$1,576 over 36 months on $10,000
  7. Top Carrot, Carrot Score 88
    Advantage Plus Federal Credit UnionTraditional CertificateCD · 36 months

    Credit union · Add a location to see nearby branches

    4.99%APY$1,573 over 36 months on $10,000
  8. Top Carrot, Carrot Score 88
    Gulf Capital BankStandard Certificate of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.91%APY$1,546 over 36 months on $10,000
  9. Massena Savings & Loan AssociationFixed Rate CertificatesCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.90%APY$1,543 over 36 months on $10,000
  10. Top Carrot, Carrot Score 93
    Scott Associates Credit Union IncShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.86%APY$1,528 over 36 months on $10,000
  11. Dakota Community Bank & TrustCertificate of Deposit (CD)CD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.80%APY$1,510 over 36 months on $10,000
  12. Top Carrot, Carrot Score 98
    Tower Federal Credit UnionRegular and Special Share CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.80%APY$1,510 over 36 months on $10,000intro rate
  13. Top Carrot, Carrot Score 89
    Arise FinancialShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.75%APY$1,494 over 36 months on $10,000
  14. Top Carrot, Carrot Score 88
    Advantage Plus Federal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.73%APY$1,487 over 36 months on $10,000
  15. Top Carrot, Carrot Score 88
    Woodlands National BankStandard CD RatesCD · 36 months · $1,000 min · 4.73%–4.83% by balance

    Bank · Add a location to see nearby branches

    4.73%APY$1,487 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,162 CDs at 3,674 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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