Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1306–1320 of 3,421 results
- Citizens Federal Savings and LoanCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Rates are fixed for the term of the CDs. Substantial penalty for early withdrawal. Minimum balance to earn APY is $500.00. Most certificate accounts automatically renew on their maturity date for the same term at current rate. Early withdrawal penalty: 30 days through 12 months is 3 months simple interest; longer than 12 months is 6 months simple interest; 48 or 60 months is 12 months simple interest.
3.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - One Detroit Credit UnionCertificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Active membership, minimum deposit of $500, and completed Share Certificate application required. 90 day interest penalty for early withdrawal. Jumbo rates (24 Month and over $10,000 earns 0.05% above regular rate; 24 Month and over $25,000 earns 0.10% above regular rate) do not apply to non-member deposits.
Offer: Interest Paid: Quarterly. 90 day interest penalty for early withdrawal.
3.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - Essential Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Membership required ($5 minimum share). Minimum opening deposit of $500 must be maintained throughout the term. Fixed rate for the term of the certificate. Dividends paid monthly or quarterly. Early withdrawal penalties apply.
Offer: Fixed rate for 60-month term. Early withdrawal penalty may apply.
3.25% interest rate · Effective Oct 5, 2026
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More details - Faith Connection FCUShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Rates are effective as of October 1, 2026. $1,000.00 minimum required to open. Fixed dividend rate for the term. Penalty imposed for early withdrawal. Dividends compounded monthly and credited monthly.
Offer: Fixed dividend rate for the term. Early withdrawal penalty applies.
3.25% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - CDC Federal Credit UnionRewards CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000with conditionsRequirements
Product: Rate depends on certificate term, length of membership tenure, and having an active checking account. Early withdrawal penalty may apply. $1,000 minimum balance to open account.
Offer: Tenure 20+ Yrs; Active Checking: Yes
Qualified rate · 3.25% interest rate
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More details - Bank of Edmonson CountyCertificate of Deposit AccountCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Fixed or variable rate certificates available from 30 days to 5 years. Early withdrawal penalty may apply. FDIC insured.
3.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - Topside Federal Credit UnionRate Boost CertificateCD · 60 months · $100 min · 3.30%–3.40% by balance
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Lock in dividend rate with the opportunity to increase it one time if the published Rate Boost Certificate rate for the same term rises during the certificate term. $100 minimum opening deposit. Available in 3-year and 5-year terms.
Offer: One-time rate increase option during the certificate term.
3.25% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Rate Boost Certificate Balance APY $100 – $25,000Your amount 3.30% $25,000 and up 3.40% Rate checked
More details - Kitsap Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Early withdrawal penalty may apply.
Effective Oct 4, 2026
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More details - Truliant Federal Credit UnionRegular CertificatesCD · 60 months · $250 min · 3.24%–3.40% by balance
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,0003.20% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Regular Certificates Balance APY $250 and up 3.24% $5,000 and upYour amount 3.30% $25,000 and up 3.35% $100,000 and up 3.40% Rate checked
More details - Piedmont Advantage Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: When an official schedule explicitly applies to both regular and IRA certificates, separate regular and IRA certificate products are returned.
3.25% interest rate · Effective Oct 2, 2026
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More details - RTP Federal Credit UnionCertificate AccountsCD · 60 months · $250 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Interest is compounded daily and posted monthly. Automatically renewed at prevailing rate at maturity unless instructed otherwise. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Penalties may apply for early withdrawal.
3.25% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Prince George's Community Federal Credit UnionPot of Gold CertificateCD · 60 months · $0 min · 1.77%–3.30% by balance
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Term is 60 months with financial goal between $3,000 and $20,000. Monthly or biweekly deposits must be set up automatically; no deposits allowed over the counter, via Audio or Home Banking. Paid the dividend rate applicable to the balance amount.
1.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Pot of Gold Certificate Balance APY Up to $2,500 1.77% $2,500 – $5,000 2.28% $5,000 – $7,500 2.79% $7,500 – $20,000Your amount 3.30% Rate checked
More details - APG Federal Credit UnionSavings CertificateCD · 60 months · $100 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited quarterly on the daily balance. There may be a penalty for early withdrawal. Fees may reduce earnings.
3.25% interest rate · Effective Oct 3, 2026
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More details - Alliance Community BankCertificates of Deposit (CDs)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000Requirements
Product: A penalty will or may be imposed for early withdrawal.
Offer: A penalty will or may be imposed for early withdrawal.
3.25% interest rate · Effective Sep 24, 2026
Rate checked
More details - Together Credit UnionMember Merits (Gold) Certificate of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$1,763 over 60 months on $10,000with conditionsRequirements
Product: Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on average daily balance. Early withdrawal penalties apply.
Qualified rate · 3.25% interest rate · Compounded monthly
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,421 CDs at 3,040 banks and credit unions · checked Oct 22–25
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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