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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 1171–1185 of 3,160 results

  1. Top Carrot, Carrot Score 89
    Landings Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  2. People's Credit UnionCertificates of DepositCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  3. Wave Federal Credit UnionShare CertificateCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  4. Rhode Island Credit UnionCertificates of DepositCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  5. Top Carrot, Carrot Score 91
    Abound Credit UnionCertificate AccountCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000intro rate
  6. Top Carrot, Carrot Score 89
    Rave FinancialShare CertificateCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  7. Sabine Federal Credit UnionCertificatesCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  8. Cooperative Teachers Credit UnionTerm Share CertificateCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  9. Top Carrot, Carrot Score 88
    First Capital Federal Credit UnionShare CertificatesCD · 18 months

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  10. Top Carrot, Carrot Score 94
    Corazo Credit UnionRegular CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000intro rate
  11. Minster BankCertificate of DepositCD · 18 months · $1,000 min · 3.30%–3.65% by balance

    Bank · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  12. Minster BankCertificates of DepositCD · 18 months · $1,000 min · 3.30%–3.65% by balance

    Bank · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  13. Credit Union of OhioRegular CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000
  14. Top Carrot, Carrot Score 89
    Associated Healthcare Credit UnionCertificates of DepositCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000intro rate
  15. Top Carrot, Carrot Score 94
    Mid Minnesota Federal Credit UnionTraditional Term Share CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$530 over 18 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 18-month CDs pay nationwide

3,160 CDs at 2,794 banks and credit unions · checked Oct 22–25

Typical
3.25%
Top 10% from
4.10%
Banks, typical
2.94%
Credit unions, typical
3.30%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Popular DirectBank
  2. Comenity Capital BankBank
  3. Synchrony BankBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate