Credit union · NCUA insured
Landings Credit Union CD Rates
Top CarrotLandings Credit Union’s best CD rate is 4.50% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Landings Credit Union’s CD rates compare
Compared with banks and credit unions near Phoenix, AZ, where Landings Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Landings Credit Union
4.50%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $683
Share Certificate
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
AERO Financial
4.50%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $260
Landings Credit Union CD score
92
CD score
Higher than 93% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo4.50%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Landings Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.50%APY · 7 terms
Dividends calculated and credited monthly using Daily Balance Method. Early withdrawal penalty may apply. Fees could reduce earnings.
| Term | APY · $500 and up | APY · $500 – $2,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.75% | — | 3.75% | $186 |
| 12 months | 4.25% | — | 4.25% | $425 |
| 12 monthsAvailable to qualifying members ages 0–23. Certificate earns an additional 0.25% APY over the regular 12-Month Certificate rate, up to a maximum balance of $2,000 | — | 4.50% | —4.50% $500–$2k | — |
| 18 months | 3.50% | — | 3.50% | $530 |
| 18 monthsTo receive promotional APY, account must be opened with New Money (funds not currently held with Landings Credit Union). Maturing Landings Certificate funds during promotional period may be eligible. Cannot be combined with 0.25% LifeStage benefit. Renews at regular rate for same term. Limited-time offer | 4.50% | — | 4.50% | $683 |
| 24 months | 3.50% | — | 3.50% | $712 |
| 36 monthsAccount holder may choose a fixed-rate Certificate or a Step-Up Certificate. With Step-Up, account holder may increase certificate rate one time to current rate for remainder of term | 3.00% | — | 3.00% | $927 |
| 48 months | 2.50% | — | 2.50% | $1,038 |
| 60 monthsAccount holder may choose a fixed-rate Certificate or a Step-Up Certificate. With Step-Up, account holder may increase certificate rate one time to current rate for remainder of term | 2.75% | — | 2.75% | $1,453 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA Certificate
Up to 4.05%APY · 6 terms
Dividends calculated and credited monthly using Daily Balance Method. Early withdrawal penalty may apply. Fees could reduce earnings. IRA accounts insured separately up to $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.05% | $405 |
| 18 months | 3.55% | $537 |
| 24 months | 3.55% | $723 |
| 30 months | 3.05% | $780 |
| 36 months | 3.05% | $943 |
| 60 months | 2.80% | $1,481 |
Sources (1)
- landingscu.org/Rates/Savings-Rates · captured Oct 15, 2026
Who can join Landings Credit Union
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