Bank · FDIC insured
Minster Bank CD Rates
Minster Bank’s best CD rate is 3.65% APY on an 18-month CD. Terms run from 7 months to 18 months. Rates checked October 16, 2026.
How Minster Bank’s CD rates compare
Compared with banks and credit unions near Wapakoneta, OH, where Minster Bank has the most branches. $10,000, best rate first.
This bank’s best
Minster Bank
3.50%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $530
Certificate of Deposit
Top rate
Home Savings Bank
4.30%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $1,346
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.50%APY · 2 terms
Minimum investment of $1,000 unless otherwise noted. Penalty for early withdrawal may apply. Businesses and Municipalities will be quoted. Rates are subject to change. Additional term options are available.
| Term | APY · $1,000 – $4,999 | APY · $5,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 7 months7-month term; amount tier $1,000–$4,999. Penalty for early withdrawal may apply | 3.25% | — | — | —3.25% $1k–$5k | — |
| 7 months7-month term; amount tier $100,000 and greater. Penalty for early withdrawal may apply | — | — | 3.60% | —3.60% from $100k | — |
| 7 months7-month term; amount tier $5,000–$99,999. Penalty for early withdrawal may apply | — | 3.45% | — | 3.45% | $200 |
| 18 months18-month term; amount tier $1,000–$4,999. Penalty for early withdrawal may apply | 3.30% | — | — | —3.30% $1k–$5k | — |
| 18 months18-month term; amount tier $100,000 and greater. Penalty for early withdrawal may apply | — | — | 3.65% | —3.65% from $100k | — |
| 18 months18-month term; amount tier $5,000–$99,999. Penalty for early withdrawal may apply | — | 3.50% | — | 3.50% | $530 |
Sources (1)
- minsterbank.com/rates · captured Oct 6, 2026
Certificates of Deposit
Up to 3.50%APY · 2 terms
Fixed interest rate based on tiers, compounded daily and paid semiannually or annually if CD is under $10,000; monthly, quarterly, semiannually, or annually if CD is $10,000 or more. Minimum investment of $1,000 unless otherwise noted. Penalty for early withdrawal may apply. Additional term options are available.
| Term | APY · $1,000 – $4,999 | APY · $5,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 7 monthsPenalty for early withdrawal may apply. Additional term options are available | 3.25% | 3.45% | 3.60% | 3.45%3.25% $1k–$5k3.60% from $100k | $200 |
| 18 monthsPenalty for early withdrawal may apply. Additional term options are available | 3.30% | 3.50% | 3.65% | 3.50%3.30% $1k–$5k3.65% from $100k | $530 |
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.50%APY · 2 terms
IRA product; 6 months–5 years term; minimum to open $1,000; shared APY and interest rates listed under CDs & IRAs rate schedule; early withdrawal penalty may apply; rates subject to change.
| Term | APY · $1,000 – $4,999 | APY · $5,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 7 months7-month term; amount tier $1,000–$4,999. Penalty for early withdrawal may apply | 3.25% | — | — | —3.25% $1k–$5k | — |
| 7 months7-month term; amount tier $100,000 and greater. Penalty for early withdrawal may apply | — | — | 3.60% | —3.60% from $100k | — |
| 7 months7-month term; amount tier $5,000–$99,999. Penalty for early withdrawal may apply | — | 3.45% | — | 3.45% | $200 |
| 18 months18-month term; amount tier $1,000–$4,999. Penalty for early withdrawal may apply | 3.30% | — | — | —3.30% $1k–$5k | — |
| 18 months18-month term; amount tier $100,000 and greater. Penalty for early withdrawal may apply | — | — | 3.65% | —3.65% from $100k | — |
| 18 months18-month term; amount tier $5,000–$99,999. Penalty for early withdrawal may apply | — | 3.50% | — | 3.50% | $530 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.