Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1141–1155 of 5,354 results
- Superior National BankCertificate of Deposit (CD)CD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: $500 minimum deposit. Annual Percentage Yield (APY) is compounded quarterly (except 182-day CD). A penalty may be imposed for early withdrawal. Accounts closed within the first 90 days are subject to a $25 service charge.
Offer: APY is compounded quarterly. A penalty may be imposed for early withdrawal.
Compounded quarterly · Effective Oct 13, 2026
Rate checked
More details - Mutual Savings AssociationCAP Member and Special CDsCD · 12 months · $2,000 min
Bank · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Eligibility Requirements Apply: CAP Member (Client Appreciation Program Member in good standing) OR Non-CAP Member with New Dollars (foreign funds/dollars from outside Mutual Savings). For maturing CDs, client must add 50% of maturing balance or $2,000, whichever is less (foreign funds outside Mutual Savings). Early withdrawal penalty applies.
Offer: 1 Year Certificate. CAP Member or New Dollars eligibility required. Early withdrawal penalty applies.
3.80% interest rate
Rate checked
More details - Needham BankPersonal Certificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,0003.78% interest rate · Effective Sep 29, 2026
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More details - BrightStar Credit UnionCertificatesCD · 12–24 months
Credit union · Add a location to see nearby branches
3.85%APYwith conditionsRequirements
Product: Rate is fixed for the term. Daily balance method; interest compounded and credited monthly. Auto-renews at maturity with 10-day grace period. Early withdrawal penalty applies (90 days of interest for CDs under 1 year, 180 days for CDs of 1 year or more). PSM (Platinum Star Member) higher rate available with qualifying direct deposit.
Offer: Term: 1 year (365-730 days). Standard rate.
Qualified rate · 3.78% interest rate · Effective Oct 15, 2026
Rate checked
More details - First Atlantic Federal Credit UnionCertificates of Deposit (CDs)CD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000intro rateRequirements
Product: Early withdrawal penalties may apply. Fees could reduce earnings. $500 minimum balance required to earn dividends. Terms range from 3 months to 5 years. Compounded and paid monthly. Rollover with grace period available at maturity.
Offer: 12-Month Promo CD.
Promotional rate · 3.78% interest rate · Effective Oct 15, 2026
Rate checked
More details - Wings Credit UnionStandard Certificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Membership required. $500 minimum deposit. Early withdrawal penalty may apply. Automatically renews at current non-promotional rate upon maturity.
3.78% interest rate · Effective Oct 15, 2026
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More details - West Virginia Central Federal Credit UnionCertificate of Deposit Rate SpecialsCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000intro rateRequirements
Product: At the time of your maturity date, please call us at (304) 485-4523 to speak to a Member Service Representative in order to receive the special rate.
Promotional rate
Rate checked
More details - Welcome Federal Credit UnionCertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000intro rateRequirements
Product: Fixed interest rate. Available for a limited time. Dividends compounded and credited quarterly. Penalty may be imposed for early withdrawal. Certificates are not subject to auto-renewal, except the 6-month and 12-month certificate, which will auto-renew. No monthly service charges.
Offer: Will auto-renew. Compounded and credited quarterly. Early withdrawal penalty may apply.
Promotional rate · 3.85% interest rate · Effective Oct 14, 2026
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More details - Auburn Savings Bank, FSBCertificate of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Annual Percentage Yield assumes interest remains on deposit until maturity.
Offer: CD Special.
3.78% interest rate · Effective Oct 8, 2026
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More details - HAB BankCertificate of DepositCD · 12 months · $1,500 min
Bank · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Compounded daily. Substantial early withdrawal penalties apply. Rates are subject to change.
Offer: Minimum balance of $1,500 is required to earn the posted APY.
3.78% interest rate · Compounded daily · Effective Jul 13, 2026
Rate checked
More details - Velocity Credit UnionShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Substantial penalty for early withdrawal of principal. Elite Rewards members may be eligible for certificate rate bonuses of 0.10% to 0.20%.
Offer: Term is 1 year (12 months). Dividends pay and compound quarterly. Elite Rewards rate bonus of 0.10% to 0.20% may apply.
Effective Oct 1, 2026
Rate checked
More details - California Community Credit UnionTerm Savings Certificate SpecialCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000intro rateRequirements
Product: Dividends paid quarterly, APY assumes dividends remain in account until maturity. Maximum deposit amount is $478,000.00. Early withdrawals incur a penalty. Renews to a standard Certificate at non-promotional dividend rate in effect at maturity.
Offer: Dividends paid quarterly. Early withdrawal penalty applies. Renews to standard Certificate at non-promotional dividend rate at maturity.
Promotional rate · Balance cap $478,000 · Effective Aug 25, 2026
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More details - California Community Credit UnionTerm Account / CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Early withdrawals from Term / Certificate Accounts may result in substantial penalties.
Offer: Fixed rate type. Minimum to earn dividends is $1,000.00. Early withdrawal penalty applies.
3.80% interest rate · Effective Sep 28, 2026
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More details - Bridge Credit UnionStandard CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Offer: Everyday APY tier.
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More details - Parks Heritage Federal Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$385 over 1 year on $10,000Requirements
Product: Membership eligibility required: open to those who live, work, worship, or volunteer in Essex, Hamilton, Saratoga, Washington, and Warren counties in New York state, as well as immediate family members of. A $5 deposit into a Share Savings Account is required for membership. No monthly maintenance fees. Early withdrawal penalties may apply. Dividends compounded and paid monthly on the last day of each month.
Offer: Fixed rates with a guaranteed return; early withdrawal penalty may apply; dividends compounded and paid monthly on the last day of each month.
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,354 CDs at 4,382 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.06%
- Credit unions, typical
- 3.40%
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