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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 1096–1110 of 4,164 results

  1. Great North BankCertificates of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    3.53%APY$1,096 over 36 months on $10,000
  2. Peoples Trust & Savings BankCertificates of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    3.52%APY$1,094 over 36 months on $10,000
  3. 5Point Credit UnionShare CertificatesCD · 36 months · $1,000 min · 3.51%–3.71% by balance

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  4. Academy BankCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  5. Top Carrot, Carrot Score 89
    Muskogee Federal Credit UnionCertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  6. Top Carrot, Carrot Score 89
    Sunlight Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  7. Top Carrot, Carrot Score 88
    Illinois Educators CUCertificate RatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  8. Greylock Federal Credit UnionTerm Share CertificateCD · 36 months · $100 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  9. Top Carrot, Carrot Score 88
    Credit Union For AllCertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  10. Kings Federal Credit Union36 Month CertificateCD · 36 months · $1,000 min · 3.51%–3.61% by balance

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  11. Impact Credit UnionShare Certificate AccountsCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  12. Infuze Credit UnionShare CertificatesCD · 36 months · $500 min · 3.46%–3.56% by balance

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  13. Top Carrot, Carrot Score 90
    Johns Hopkins Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  14. Empower Blue Credit UnionShare CertificatesCD · 36 months · $500 min · 3.51%–3.76% by balance

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000
  15. American Spirit Federal Credit UnionTerm Certificate SpecialCD · 36 months · $10,000 min

    Credit union · Add a location to see nearby branches

    3.51%APY$1,090 over 36 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,164 CDs at 3,670 banks and credit unions · checked Oct 22–25

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Popular DirectBank
  2. Comenity Capital BankBank
  3. Synchrony BankBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate