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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 91–105 results

  1. Top Carrot, Carrot Score 95
    APCI Federal Credit UnionRegular CertificatesCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  2. Top Carrot, Carrot Score 87
    Stearns BankStearns Salaam CDCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  3. Top Carrot, Carrot Score 87
    Stearns BankStandard CDCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  4. Top Carrot, Carrot Score 88
    Blaze Credit UnionRegular CertificateCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  5. OneNebraska Federal Credit UnionShare CertificateCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  6. Northern Hills Federal Credit UnionCertificatesCD · 3 months

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  7. St. Cloud Financial Credit UnionDiamond CertificatesCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000with conditions
  8. RiverWorks Credit UnionCertificates of Deposit (CDs)CD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  9. West Shore BankCD SpecialsCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000with conditions
  10. Top Carrot, Carrot Score 91
    Shoreham BankCD AccountsCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  11. Top Carrot, Carrot Score 94
    Jack Daniel Employees' Credit UnionShare Certificate AccountCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.87%APY$95 over 3 months on $10,000
  12. First National Bank in Ord3 Month CDCD · 3 months · $500 min · 3.85%–3.96% by balance

    Bank · Add a location to see nearby branches

    3.85%APY$95 over 3 months on $10,000
  13. InTouch Credit UnionShare CertificateCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$95 over 3 months on $10,000
  14. OC Federal Credit UnionShare CertificateCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$95 over 3 months on $10,000
  15. Top Carrot, Carrot Score 98
    MECE Credit UnionCertificates (CDs)CD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$95 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-month CDs pay nationwide

2,135 CDs at 1,936 banks and credit unions · checked Oct 15–22

Typical
2.00%
Top 10% from
3.70%
Banks, typical
1.76%
Credit unions, typical
2.17%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate