Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1021–1035 of 4,640 results
- Corazo Credit UnionRegular CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Short-term (< 1 year) or long-term (> 1 year). Dividends can be compounded, mailed, or deposited to savings or checking. Flexibility to make deposits anytime during certificate term. NCUA insured up to $250,000.
Offer: Fixed rate type. Minimum balance to earn dividend is $500.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - Aerospace Federal Credit UnionShare Certificate AccountCD · 24 months · $10,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Dividends post monthly and at maturity. Funds from an existing AFCU account (share or loan) or an external account can be used to fund the account (except for 9-month certificate which requires new money). Early withdrawal penalties apply.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - Star One Credit UnionCertificate AccountCD · 24 months · $2,500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Dividends compounded and credited monthly and at maturity. Fixed rates. Premature withdrawal penalties apply (6-month term: 90 days' dividends; 1-year and 2-year terms: 180 days' dividends). Automatic renewal with a 10-calendar-day grace period. Additional deposits not allowed. Minimum withdrawal amount $1,000.
Offer: Fixed rate for 2-year term; early withdrawal penalty is 180 days' dividends
3.69% interest rate
Rate checked
More details - 1st United Credit UnionFixed-Rate Regular CertificateCD · 24 months · $250 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Dividends compounded and credited monthly and at maturity. Standard certificates: Dividends paid monthly based on average daily balance. Penalty may be charged for early withdrawal. Allows penalty-free withdrawal of interest at any time. Add-ons limited to $10,000 through duration of certificate if certificate has add-on feature.
3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - State CS Employees Federal Credit UnionTraditional CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Early withdrawal penalty may reduce earnings on term Certificate accounts. Dividends compounded and credited monthly based on average daily balance.
3.69% interest rate · Effective Aug 27, 2026
Rate checked
More details - KEMBA Financial Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000with conditionsRequirements
Product: Requires maintaining the minimum opening balance of $500 each day to obtain APY and keep account open. Additional deposits not permitted during term. Early withdrawal penalty applies. Automatically renews at maturity with a 10-day grace period. Advantage status required for higher rate bonus.
Offer: KEMBA Advantage APY. Rate Bump Certificate allows one rate bump during the 24-month term upon member request. Requires active checking with 15 qualifying transactions, direct deposit ($1,000/mo min), and eStatements.
Qualified rate · Effective Aug 1, 2026
Rate checked
More details - G.P.O. Federal Credit UnionTerm Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Membership eligibility required. Dividends are compounded and credited/posted monthly. Fixed rates. Early withdrawal penalty applies. Automatic renewal with a 10-day grace period. Minimum balance of $1,000.00 required ($500 on 6 month term).
Offer: Fixed dividend rate; 120 days early withdrawal penalty; automatic renewal with a 10 day grace period; additional deposits not allowed.
Promotional rate · 3.69% interest rate · Effective Aug 3, 2026
Rate checked
More details - PrimebankCertificates of DepositCD · 24 months · $1,000 min · 3.00%–3.75% by balance
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 3.00% $10,000 and upYour amount 3.75% Rate checked
More details - Postal & Community Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,0003.69% interest rate · Effective Sep 29, 2026
Rate checked
More details - Monroe Community Credit UnionShare Certificate of Deposit (CD)CD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Flexible terms from 3 - 60 months. Dividends earned monthly. Early withdrawals carry a penalty. No annual fees. Federally insured by NCUA.
Offer: Early withdrawal penalty may apply.
Effective Oct 5, 2026
Rate checked
More details - Gerber Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,0003.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - Bank Five NineCertificate of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Consumer accounts only. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Rates effective as of September 18, 2026.
Promotional rate · 3.70% interest rate
Rate checked
More details - Barksdale Federal Credit UnionFlex CertificateCD · 24 months · $2,500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Variable Rate - Member has discretion. Rate can be increased one time when the Certificate Account 2-year term rate exceeds the Flex Certificate initial rate. Not automatically renewable.
Offer: Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Not automatic renewal.
3.69% interest rate · Effective Sep 29, 2026
Rate checked
More details - The Village BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Deposits are FDIC insured and balances over FDIC limits are covered by DIF. A penalty may be assessed for early withdrawals.
Offer: Quoted yield assumes account will be rolled over and funds remain on deposit for one year.
3.69% interest rate · Effective Sep 30, 2026
Rate checked
More details - Space Coast Credit UnionCertificates of Deposit (CDs)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Space Coast Credit Union membership is open to relatives of current members and all who work or live in eligible Florida counties. Minimum deposit required is $500. Monthly Service Fee is None.
3.70% interest rate · Effective Sep 21, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,640 CDs at 4,046 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank