Credit union · NCUA insured
Monroe Community Credit Union
A $404.4M credit union headquartered in Monroe, MI, with 31,766 members and 6 branches in Michigan. Best rates: CDs 3.75% and savings 0.10% APY.
Monroe Community Credit Union Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#6 of 8 in Monroe, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Monroe Community Credit Union
Formed in December 1953 as Consolidated Paper Credit Union, Monroe Community Credit Union is a locally and member-owned financial institution.
The credit union serves individuals who live, work, worship, or attend school in Michigan and the Ohio counties of Fulton, Lucas, and Wood.
- Headquarters
- 715 N Telegraph Rd, Monroe, MI 48162-5130
- NCUA charter
- 61748
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in the State of Michigan and the Ohio counties of Fulton, Lucas, and Wood.
Family and household
- Membership is open to immediate relations of a current member or individuals living in the same household as a current member.
Cost to join
- An initial deposit of $5 is required to join the cooperative.
Branches
6 branches in Michigan
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Michigan
6 branches
- Main Office (MOT)Main office715 N Telegraph Rd, Monroe, MI 48162Directions
- Dundee106 Park Pl, Dundee, MI 48131Directions
- Maybee9040 Raisin St, Maybee, MI 48159Directions
- Winchester (WIN)14 Winchester St, Monroe, MI 48161Directions
- Newport (DIX)5044 N Dixie Hwy, Newport, MI 48166Directions
- Bedford (BED)7408 Lewis Ave, Temperance, MI 48182Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.43% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.20% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.50% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $78 | $76 | — |
- CapitalNet worth ratio11.43%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.20%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.50%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$78Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Monroe Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.