Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 991–1005 of 5,354 results
- Community Bank of MarshallCertificates of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.94%APY$394 over 1 year on $10,000Requirements
Product: Personal accounts only; business and corporate accounts do not qualify. Early withdrawal penalty may be imposed. Fees could reduce earnings.
Offer: Compounds semi-annually.
3.90% interest rate
Rate checked
More details - Northern State Bank of Virginia12 MONTH CD SPECIALCD · 12 months · $5,000 min
Bank · Add a location to see nearby branches
3.93%APY$393 over 1 year on $10,000intro rateRequirements
Product: A penalty will be imposed for early withdrawal. Daily balance calculation.
Offer: Daily balance.
Promotional rate · 3.87% interest rate · Effective Jun 25, 2026
Rate checked
More details - Members Advantage Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.93%APY$393 over 1 year on $10,000Requirements
Product: Dividends compounded monthly. A minimum deposit of $1,000.00 is required.
Offer: Dividends compounded monthly.
Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Safe 1 Credit UnionCertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.92%APY$392 over 1 year on $10,000with conditionsRequirements
Product: Dividends paid monthly. Rates fixed for stated term except variable rate accounts. Subject to penalties for early withdrawals.
Offer: 12-Month Variable Rate Certificate. Variable rate type. Dividends paid monthly.
Qualified rate · 3.85% interest rate · Effective Oct 14, 2026
Rate checked
More details - Bayou Community Federal Credit UnionCertificate of DepositsCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.92%APY$392 over 1 year on $10,000Requirements
Product: Membership at Bayou Community FCU is open to anyone who lives, works, worships, or attends school in St. Gabriel and surrounding areas. Minimum of $500 to open certificates; certificates are payable monthly or at maturity. Rates are determined monthly.
Offer: Pays Monthly.
3.85% interest rate · Effective Jun 1, 2026
Rate checked
More details - Schools Federal Credit UnionTerm Share CertificateCD · 12 months · $500 min · 3.92%–4.04% by balance
Credit union · Add a location to see nearby branches
3.92%APY$392 over 1 year on $10,000Requirements
Product: Term Share Certificates (certificates of deposit). Early withdrawal penalty. Certificate rates are contracted at opening and upon renewal; compounded and paid monthly. Options to increase the dividend based on balance and relationship. Rates and terms subject to change without notice.
Offer: Dividend/interest shown in certificate APR columns. Rates contracted when opened and upon renewal; compounded and paid monthly. Subject to early withdrawal penalty.
3.85% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 – $89,999Your amount 3.92% $90,000 and up 4.04% Rate checked
More details - Beacon Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.92%APY$392 over 1 year on $10,000Requirements
Product: $5 membership share required. Fixed rate for the term. Open with as little as $500; terms from 12 months to five years. Dividends compounded monthly.
Offer: No monthly maintenance fees. No up-front fees.
3.85% interest rate · Compounded monthly
Rate checked
More details - Carolinas Telco Federal Credit UnionShare Certificate AccountsCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.92%APY$392 over 1 year on $10,000Requirements
Product: Must deposit or maintain minimum required share(s) in a Prime Share Savings account ($5.00 par value). Dividends compounded and credited monthly. Dividends calculated using the average daily balance method. Penalty applies for early withdrawal. Account automatically renews at maturity unless specified otherwise.
3.85% interest rate · Effective Oct 13, 2026
Rate checked
More details - Brewer Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.92%APY$392 over 1 year on $10,000Requirements
Product: Dividend period is monthly. Dividends are compounded and credited monthly. A penalty may be imposed for early withdrawal. Rates are fixed for the term of the account. Certificates renew at the end of the term with a 10-day grace period.
3.85% interest rate · Effective Oct 6, 2026
Rate checked
More details - American Airlines Federal Credit UnionShare Certificate LadderCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.92%APY$392 over 1 year on $10,000Requirements
Product: All share certificate ladders must be established with equal amounts across certificates. Additional deposits allowed only at maturity of each term.
Offer: Option 2 (3-rung ladder: 12, 24, 36 months) or Option 3 (5-rung ladder: 12, 24, 36, 48, 60 months). All certificates established with equal amounts.
3.85% interest rate · Effective Oct 1, 2024
Rate checked
More details - OREM CITY EMPLOYEESShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
3.92%APY$392 over 1 year on $10,000Requirements
Product: A minimum deposit of $500.00 is required to purchase a share certificate. Certificate rates are subject to change without notice.
3.85% interest rate
Rate checked
More details - Stark Federal Credit UnionShare CertificateCD · 12 months · $500 min · 3.70%–3.91% by balance
Credit union · Add a location to see nearby branches
3.91%APY$391 over 1 year on $10,000intro rateRequirements
Product: Individual and joint accounts only; businesses not eligible. Open to anyone who lives, works, worships, or attends school in Stark, Carroll, Portage, Summit, Tuscarawas, or Wayne County. Early withdrawal penalty applies and may reduce earnings. No setup or maintenance fees.
Offer: Growth Certificate tier (Less than $10,000). Minimum of $500 required. Compounded quarterly.
Promotional rate · 3.65% interest rate · Compounded quarterly · Effective Oct 19, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $10,000 3.70% $10,000 and upYour amountMinimum of $10,000 required. 3.91% Rate checked
More details - OHecuTerm Share CertificatesCD · 12–17 months · $500 min
Credit union · Add a location to see nearby branches
3.91%APYwith conditionsRequirements
Product: Minimum deposit to open is $500.00. Early withdrawal penalty may apply. Maturity in whole months only. APY is for minimum term only.
Offer: Gold Rate tier. Requires Gold Membership Package (Average Savings Product Balance Relationship of $20,000.00 or greater or Aggregate Balance Relationship of $20,000.00 or greater with direct deposit or payroll deductions of at least $500.00/month).
Qualified rate · 3.85% interest rate · Effective Oct 5, 2026
Rate checked
More details - First National Bank of WaterlooCertificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.91%APY$391 over 1 year on $10,000Requirements
Product: Interest compounded and credited quarterly. Penalty may be imposed for early withdrawal. $1,000 minimum balance required to obtain APY.
3.85% interest rate · Effective Oct 16, 2026
Rate checked
More details - Citizens Community BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
3.91%APY$391 over 1 year on $10,000intro rateRequirements
Product: Initial Interest Rate Is In Effect Until First Maturity.
Offer: Quarterly interest credited/compounded. 10 grace days. Early withdrawal penalty: 1 Month Interest.
Promotional rate · 3.85% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 1-year CDs pay nationwide
5,354 CDs at 4,382 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.06%
- Credit unions, typical
- 3.40%
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