Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 901–915 results
- Mid Penn BankCertificate of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Rates shown for ZIP code 17061 (Central PA). Annual Percentage Yields (APY) based on semi-annual compounding. Substantial penalty for early withdrawal. $500 minimum balance, $50,000 maximum balance when opening online (visit a branch for amounts over $50,000). Terms from 60 months to 10 years available when opened in a financial center. Automatically renews upon maturity.
Offer: APY based on semi-annual compounding. Substantial penalty for early withdrawal.
3.62% interest rate · Effective Oct 20, 2026
Rate checked
More details - Minnesota FirstStandard Certificate of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Maximum certificate amount of $100,000. Interest compounded/credited at maturity for terms under 12 months, quarterly for 12 months or longer. Early withdrawal penalty applies (full certificate amount must be withdrawn).
Rate checked
More details - OHecuTerm Share CertificatesCD · 18–23 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APYwith conditionsRequirements
Product: Minimum deposit to open is $500.00. Early withdrawal penalty may apply. Maturity in whole months only. APY is for minimum term only.
Offer: Standard Rate tier.
Qualified rate · 3.60% interest rate · Effective Oct 5, 2026
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More details - First National BankSpecial Term CDsCD · 18 months · $10,000 min
Bank · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Funds remain on deposit until maturity. Current rates established when account is opened. Premier Checking customers receive a 0.10% increase on Certificates of Deposit.
3.60% interest rate · Effective Oct 14, 2026
Rate checked
More details - Innovations Financial Credit UnionCompounding Share CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Rates shown for Share Certificate accounts are accurate as of 10/22/2026. Early withdrawal penalties apply.
Offer: Dividends compounded and credited monthly; early withdrawal penalty applies.
3.59% interest rate · Effective Oct 22, 2026
Rate checked
More details - FirstBank of NebraskaCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000intro rateRequirements
Product: A penalty may be imposed for early withdrawal. Rates are good through 10/27/2026.
Offer: Daily balance minimum to obtain APY. Early withdrawal penalty may apply.
Promotional rate · 3.60% interest rate · Effective Oct 27, 2026
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More details - Arlington Community Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000with conditionsRequirements
Product: Membership eligibility requirements apply. Penalty for early withdrawal may be imposed. Fees may reduce earnings. Minimum to earn dividends is $500. Platinum APYs are 0.10% higher for members maintaining total combined monthly household average balances of $50,000+.
Offer: Platinum APY with Relationship Rewards (combined monthly household average balances $50,000+)
Qualified rate · Effective Apr 17, 2026
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More details - Liberty BankCertificates of DepositCD · 18 months · $2,500 min
Bank · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Must be present to open account. Penalty will be assessed for early withdrawal: 3–11 month terms: 90 days' interest; 12–23 month terms: 180 days' interest; 24 months or longer: 365 days' interest. Compounded daily. Average daily balance calculation method.
3.59% interest rate · Compounded daily · Balance cap $99,999
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More details - Citadel Credit UnionCitadel Standard CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Minimum deposit to open and earn standard APY is $500. New Money Required for 8-, 20-, and 32-month terms (Maximum deposit $1 Million per member; Offer not available for public funds). No deposits permitted after establishment. Automatically renews at maturity with a 10-calendar-day grace period. Early withdrawal penalty applies. $10 closing service fee (if applicable).
3.59% interest rate
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More details - SAG-AFTRA Federal Credit UnionCoogan Share Certificate AccountsCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Information disclosed for Share Certificate Accounts also applies to Coogan Share Certificate Accounts.
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More details - SAG-AFTRA Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Start with $1,000. Dividends earned daily, compounded and paid monthly on the last day of the month. Early withdrawal penalties apply.
Rate checked
More details - Community First Credit UnionCertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Penalty for early withdrawal on Certificates.
Offer: Penalty for early withdrawal on Certificates.
3.59% interest rate · Effective Oct 15, 2026
Rate checked
More details - First National BankCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Rates as of: October 9, 2026. Rates are subject change, for the most current rates please contact us at 434.369.3000. A penalty will be imposed for early withdrawal (except No Penalty). Interest rate and APY may change after opening. Daily balance calculation. Fees could reduce earnings.
Offer: 18 Month 1st Choice Club CD. Early withdrawal penalty applies.
3.60% interest rate · Effective Oct 9, 2026
Rate checked
More details - Cal-Com Federal Credit UnionTerm Share AccountsCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: All Term Share Accounts require a $500.00 minimum balance to open. Jumbo Term Share Accounts ($100,000.00 minimum deposit) earn 0.15% dividend rate above standard Term Share Accounts dividend rate (Simple Interest) when opened new or at renewal. Early withdrawal penalties apply (loss of dividends on amounts withdrawn that would have accrued over 50% of the remaining term). Automatically renews upon maturity.
Offer: 18 Month Term Share Account.
3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Washington Savings BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$552 over 18 months on $10,000Requirements
Product: Must be opened in person by the primary account holder with proper identification. After opening, deposits or withdrawals are not permitted until maturity without penalty. Auto-renews at maturity; 10 calendar days grace period. Current rates effective as of September 29, 2026.
Offer: 18 Month fixed-rate CD. Interest rate and APY remain in effect until maturity. Interest is compounded and credited quarterly on Jan 31, Apr 30, Jul 31 & Oct 31. Auto-renews with 10 calendar days grace period. Early withdrawal penalty equal to 180 days simple interest.
3.60% interest rate · Effective Sep 29, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank