Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results
- Minnesota Valley Federal Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.91%APY$96 over 3 months on $10,000Requirements
Product: Early withdrawal penalties exist: 3-12 months penalty is 90 days dividend; over 12-29 months penalty is 180 days dividend; 30 months or greater penalty is 270 days dividend. Fees may reduce earnings.
Offer: Dividends compound at maturity. Early withdrawal penalty of 90 days dividend applies.
3.85% interest rate · Effective Sep 22, 2026
Rate checked
More details - Bank of the Flint HillsCertificates of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.91%APY$96 over 3 months on $10,000Requirements
Product: A $500 minimum balance is required to obtain the stated APY. CD Interest is compounded and paid quarterly. Penalty may be imposed for early withdrawal.
3.85% interest rate
Rate checked
More details - FirstBank of NebraskaCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000intro rateRequirements
Product: A penalty may be imposed for early withdrawal. Rates are good through 10/27/2026.
Offer: Daily balance minimum to obtain APY. Early withdrawal penalty may apply.
Promotional rate · 3.84% interest rate · Effective Oct 27, 2026
Rate checked
More details - Nebraska BankCertificates of Deposit (CDs)CD · 3 months · $5,000 min
Bank · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000Requirements
Product: No setup or maintenance fees. CDs renew automatically upon maturity. Early withdrawals subject to penalty (3 months interest penalty on terms 12 months and under, 6 months interest penalty on terms more than 12 months).
3.84% interest rate · Effective Oct 20, 2026
Rate checked
More details - Canyon View Credit UnionAdd-On CertificateCD · 3 months · $10 min
Credit union · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000Requirements
Product: $10 minimum to open; aggregate limit $250,000; consumer accounts only. Automatically renews for same term unless otherwise requested at maturity. Dividends are paid monthly. Early withdrawal penalties may apply. Min. $10 in primary savings required. Membership required. Other restrictions may apply.
3.83% interest rate · Balance cap $250,000 · Effective Oct 9, 2026
Rate checked
More details - Canyon View Credit UnionRegular Share CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000Requirements
Product: $500 minimum balances to open. No maintenance fee. Early withdrawal penalties may apply. A minimum $10 primary savings balance is required. Other restrictions may apply. Not available for institutional investors. Rates are variable and subject to change. Fees may reduce earnings.
3.83% interest rate · Effective Oct 9, 2026
Rate checked
More details - Goldenwest Credit UnionStandard CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000Requirements
Product: Minimum deposit to earn dividends is $500. Terms range from 1 to 60 months. Dividends paid monthly. Bump option available at opening (0.15% lower than stated rate for one-time rate bump). President's Club members earn an additional 0.25%. Early withdrawal penalties apply.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - Bank of UtahCertificates of Deposit (CDs)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000Requirements
Product: Must be 18 years of age or older. Daily balance method used to calculate interest. Interest compounded and credited quarterly on terms of 1 year or more, and at maturity on terms of less than 1 year. Early withdrawal penalty applies.
Offer: 90 Days term. Open online or in branch.
3.84% interest rate · Effective Oct 21, 2026
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More details - Cinfed Credit UnionStandard CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000Requirements
Product: Minimum $500 deposit for standard certificates. Early withdrawals subject to penalty. Jumbo Rate Bonus: Enjoy a 0.15% (15 basis points) bonus on certificates with a balance of $50,000 or greater for 24 months and longer terms.
3.83% interest rate
Rate checked
More details - Blackhawk Community Credit UnionShare CertificateCD · 3 months · $1,000 min · 3.40%–3.90% by balance
Credit union · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,0003.36% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and up 3.40% $10,000 and upYour amountJumbo Certificate 3.90% Rate checked
More details - Pathway BankCD (Certificate of Deposit)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000Requirements
Product: Interest compounded quarterly unless otherwise stated. Substantial Penalty for Early Withdrawal. Fees could reduce the earnings on the account. Rate and APY are fixed for the term of the CD.
Offer: Minimum deposit to open and earn APY is $1,000.00.
3.84% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - Middlesex Savings BankFreedom Platinum Certificate of DepositCD · 3 months · $250 min
Bank · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000with conditionsRequirements
Product: Requires a Freedom Platinum Checking account. Minimum deposit to open is $250. $10 minimum balance is required to earn APY. Rate is guaranteed for the length of the term. Early withdrawal penalties apply.
Offer: Requires Freedom Platinum Checking account.
Qualified rate · 3.83% interest rate · Effective Oct 15, 2026
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More details - Ascent Credit UnionCertificates of DepositCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000Requirements
Product: Minimum opening deposit $500. Terms vary from 3 to 60 months. Early withdrawal penalties apply. Fixed interest rate compounded and paid quarterly. Rate match available for same product from local credit unions (conditions may apply). Members of the VIP Club can earn higher interest rates.
Offer: Interest compounded and paid quarterly.
Effective Oct 15, 2026
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More details - Greater Nevada Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000Requirements
Product: Fixed rate for the term. Dividends credited and compounded monthly unless otherwise paid. Non-compounding Certificates available at reduced rates and APYs. Penalty for early withdrawal.
3.83% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - Ciera BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$96 over 3 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method used to calculate interest.
Offer: Interest compounded: None. Interest credited: At Maturity.
3.84% interest rate · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,936 banks and credit unions · checked Oct 15–22
- Typical
- 2.00%
- Top 10% from
- 3.70%
- Banks, typical
- 1.76%
- Credit unions, typical
- 2.17%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank