Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 871–885 results
- Torrance Community Credit UnionCertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.15%APY$235 over 9 months on $10,000Requirements
Offer: Dividends paid monthly
3.11% interest rate · Effective Apr 1, 2026
Rate checked
More details - 1st National Bank of ScotiaCertificate of DepositCD · 6–12 months · $2,500 min
Bank · Add a location to see nearby branches
3.10%APYwith conditionsRequirements
Product: Early withdrawal penalties apply. APY for CDs one year or more are based on quarterly interest.
Offer: Term 180-364 days
Qualified rate · 3.08% interest rate · Effective Oct 15, 2026
Rate checked
More details - First U.S. Community Credit UnionShare CertificateCD · 9 months · $500 min · 3.05%–3.10% by balance
Credit union · Add a location to see nearby branches
3.10%APY$232 over 9 months on $10,000intro rateRequirements
Product: Federally insured by NCUA up to $250,000. Penalty for early withdrawal; withdrawals will reduce earnings.
Offer: Fixed rate. Rate = Dividend Rate. APY = Annual Percentage Yield. Early withdrawal penalty applies. Withdrawals will reduce earnings.
Promotional rate · 3.01% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 3.05% $10,000 and upYour amount 3.10% Rate checked
More details - Baptist Health South Florida FCUShare CertificatesCD · 9 months · $500 min · 3.10%–3.30% by balance
Credit union · Add a location to see nearby branches
3.10%APY$232 over 9 months on $10,000Requirements
Product: Dividends are paid monthly. APY assumes interest remains until maturity. Early withdrawal penalty applies and may reduce earnings. Rates are subject to change anytime without notice. Membership required.
3.06% interest rate · Effective Feb 23, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $24,999Your amount 3.10% $25,000 – $49,999 3.20% $50,000 and up 3.30% Rate checked
More details - TruPartner Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.10%APY$232 over 9 months on $10,000Requirements
Product: Minimum investment is $500. Rates available for Regular, TruBenefits, and TruAdvantage membership tiers. Early withdrawal penalty applies.
Offer: TruBenefits APY membership tier
Effective Sep 1, 2026
Rate checked
More details - Postal Employees Credit UnionCertificatesCD · 9 months · $500 min · 3.10%–3.55% by balance
Credit union · Add a location to see nearby branches
3.10%APY$232 over 9 months on $10,000Requirements
Product: Minimum deposit $500. A penalty will be imposed for the early redemption on certificates.
3.10% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Certificates Balance APY $500 – $20,000Your amount 3.10% $20,000 – $85,000 3.25% $85,000 and up 3.55% Rate checked
More details - VyStar Credit UnionPersonal CDCD · 9 months · $500 min · 3.10%–3.20% by balance
Credit union · Add a location to see nearby branches
3.10%APY$232 over 9 months on $10,000Requirements
Product: Dividends are compounded monthly and credited monthly. Daily balance method is used. Penalty applies for early principal withdrawals.
3.06% interest rate · Compounded monthly · Effective Aug 17, 2026
Rate by balance
Rate by balance for Personal CD Balance APY Up to $50,000Your amount 3.10% $50,000 and up 3.20% Rate checked
More details - Frontier Community Credit UnionRegular CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.10%APY$232 over 9 months on $10,000 - Valley First Credit UnionPremium CertificatesCD · 9 months · $10,000 min
Credit union · Add a location to see nearby branches
3.10%APY$232 over 9 months on $10,000Requirements
Product: Must be a credit union member with a Valley First primary share account. Early withdrawal penalty may apply. Dividends compound monthly and are calculated using average daily balance method.
3.06% interest rate · Effective Sep 7, 2026
Rate checked
More details - Orrstown BankRegular CDs - Growth & IncomeCD · 6–11 months · $500 min
Bank · Add a location to see nearby branches
3.09%APYRequirements
Product: Fixed rate for term. Minimum opening deposit $500. Early withdrawal penalty may apply. Automatic renewal at maturity. No additional deposits or principal withdrawals permitted during term. Fees may apply and could reduce earnings.
3.05% interest rate · Effective Sep 21, 2026
Rate checked
More details - Exchange BankPersonal CDCD · 6–11 months · $1,000 min · 3.05%–3.06% by balance
Bank · Add a location to see nearby branches
3.05%APYRequirements
Product: CDs for bond or court ordered purposes may be opened with a minimum balance of $0.01 and are only available under $1,000. New CDs with a balance of $5,000,000 or more require approval. Early withdrawal penalty applies.
Offer: CDs for bond or court ordered purposes may be opened with a minimum balance of $0.01 and are only available under $1,000. Early withdrawal penalty applies. New CDs with a balance of $5,000,000 or more require approval.
3.00% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Personal CD Balance APY Up to $99,999Your amount 3.05% $100,000 and up 3.06% Rate checked
More details - WaFd BankFixed Rate Certificates of DepositCD · 6–11 months · $1,000 min
Bank · Add a location to see nearby branches
3.05%APYRequirements
Product: $1,000 minimum to open ($500 minimum for minors). A penalty may be assessed for early withdrawal.
Offer: Term: 6 - 11 Months. Renewal Term: 6 - 11 Months. A penalty may be assessed for early withdrawal.
3.00% interest rate · Effective Oct 14, 2026
Rate checked
More details - Armed Forces BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.05%APY$228 over 9 months on $10,000Requirements
Product: Interest rate is fixed for the full term and earned on the entire balance. Interest compounds quarterly for terms of 12 months and longer; shorter terms pay at maturity. Early withdrawal penalty applies: 7-91 days: 60 days loss of interest; 92-182 days: 182 days loss of interest; 183 to <60 months: 1 year loss of interest; 60 months: 2 years loss of interest.
Offer: 9-Month term.
Rate checked
More details - St. Anne's Credit UnionCertificates of DepositsCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.05%APY$228 over 9 months on $10,000Requirements
Product: Dividend rate is compounded monthly and paid monthly. Renewed automatically at the end of a 10 calendar day grace period. A substantial penalty is assessed on funds withdrawn prior to maturity on all Certificate accounts.
Compounded monthly
Rate checked
More details - Coastal Heritage BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.05%APY$228 over 9 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawals. Fees may reduce earnings. Minimum opening balance is $1,000.00. For eOpen online account opening certificate terms are limited to 6 months and 12 months and special offers. CDs conveniently renew automatically.
Offer: A penalty may be imposed for early withdrawals. Fees may reduce earnings.
3.00% interest rate · Effective Sep 25, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank