Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 871–885 of 4,559 results
- MECUCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: No monthly service fee. Early withdrawal penalty may apply. Automatically renews at maturity with a 10-day grace period.
Offer: Dividends compounded quarterly; paid monthly will receive a check and will not compound.
3.75% interest rate · Compounded quarterly
Rate checked
More details - White Eagle Credit UnionTerm Share AccountsCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Membership required ($25 deposit to purchase membership share; open to residents of Butler County, Harvey County, and adjacent counties). Early withdrawal penalties apply.
3.73% interest rate · Effective Mar 2, 2026
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More details - Eastbank, N.A.Certificate of Deposit (CD)CD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Interest is compounded daily and paid at maturity. Early withdrawal penalty applies.
Offer: Early withdrawal penalties may apply. Interest compounded daily and paid at maturity.
3.73% interest rate · Compounded daily · Balance cap $100,000 · Effective Jun 30, 2026
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More details - Morrisons Cove 1st FCUShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000intro rateRequirements
Product: $500 minimum initial deposit. Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.
Offer: Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.
Promotional rate · Compounded monthly · Effective May 1, 2026
Rate checked
More details - Mon Valley Community Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal.
3.75% interest rate · Effective Sep 25, 2025
Rate checked
More details - Illinois State Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Early withdrawal penalty on all CDs is 1% of amount withdrawn per year of the original CD term.
3.74% interest rate · Effective Jul 31, 2026
Rate checked
More details - Texas Bridge Credit UnionRegular Share CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Fees may reduce earnings.
Offer: Fees may reduce earnings.
3.75% interest rate · Effective Jul 1, 2026
Rate checked
More details - The Dolores State BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Quarterly compounding. Early withdrawal penalty may apply.
Offer: Quarterly compounding. No minimum balance required to earn APY. Early withdrawal penalty.
3.75% interest rate · Effective Sep 1, 2026
Rate checked
More details - United State BankCertificate of Deposit Current SpecialsCD · 6 months · $7,500 min
Bank · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000intro rateRequirements
Product: Interest is compounded monthly. Fees may reduce earnings. Penalty may apply for early withdrawal. At maturity, automatically renews at current specified rate for 12 months.
Offer: Minimum deposit of $7,500 to open and obtain APY. At maturity, automatically renews at current specified rate for 12 months. Interest is compounded monthly. Early withdrawal penalty may apply.
Promotional rate · 3.74% interest rate · Compounded monthly · Effective Jan 8, 2026
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More details - Climb Credit UnionShare CertificateCD · 6 months · $500 min · 3.80%–3.90% by balance
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Membership eligibility required. Fixed rate. Automatic renewal with 10 day grace period. Early withdrawal penalty applies (90 days dividends). Additional deposits not allowed.
3.74% interest rate · Effective Mar 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $50,000Your amount 3.80% $50,000 and up 3.90% Rate checked
More details - California Highway Patrol Credit UnionCertificatesCD · 6 months · $2,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: CAHP Credit Union membership required. $2,000 minimum deposit required to open and maintain certificate account. Substantial penalty for early withdrawal. APY assumes dividends are reinvested and remain in the account for the duration of the term. Rates subject to change without notice.
Offer: CAHP Credit Union membership required. $2,000 minimum deposit required to open and maintain certificate account.
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More details - RECUTerm Share AccountsCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,0003.75% interest rate
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More details - Pacific Horizon Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Allows deposits at any time. $500.00 Minimum.
3.74% interest rate
Rate checked
More details - GECUPersonal Certificate Accounts (Fixed rate)CD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Membership eligibility is required. Must have a GECU share account ($10 deposit) to open a certificate account. Dividends are accurate as of Tuesday, October 20, 2026. Early-withdrawal penalties apply.
Offer: Annual/Maturity Crediting. Average daily balance requirement of $2,500.
3.75% interest rate · Effective Oct 20, 2026
Rate checked
More details - Old Exchange National BankCertificate of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000intro rateRequirements
Product: Interest rate is fixed for the selected term. Interest may be credited to the CD, another deposit account, or paid by check. Substantial penalty for early withdrawal; penalty applies only to the portion of principal withdrawn. 10 calendar-day grace period after maturity to withdraw without penalty; otherwise the CD automatically renews. Redeeming during the grace period pays no interest from maturity to redemption.
Offer: 182 Day term. Minimum balance $2,500 to obtain APY. Substantial penalty for early withdrawal. Rates effective October 20, 2026 to October 26, 2026.
Promotional rate · 3.75% interest rate · Effective Oct 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
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