Bank · FDIC insured
The Dolores State Bank CD Rates
The Dolores State Bank’s best CD rate is 4.06% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How The Dolores State Bank’s CD rates compare
Compared with banks and credit unions in Colorado, where The Dolores State Bank has the most branches. $10,000, best rate first.
This bank’s best
The Dolores State Bank
3.80%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $188
Certificates of Deposit
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Wray State Bank
5.09%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $1,044
The Dolores State Bank CD score
81
CD score
Higher than 56% of U.S. banks and credit unions
- 3–8 months3–8 mo3.80%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.44%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Dolores State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates of Deposit $100,000 & Greater
Up to 4.06%APY · 7 terms
For balances $100,000 & Greater. APY based on Quarterly Compounding and subject to change if the balance falls below $100,000. Early withdrawal penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsQuarterly Compounding; subject to change if balance falls below $100,000. Early withdrawal penalty | 4.06% | — |
| 12 monthsQuarterly Compounding; subject to change if balance falls below $100,000. Early withdrawal penalty | 3.91% | — |
| 18 monthsQuarterly Compounding; subject to change if balance falls below $100,000. Early withdrawal penalty | 3.80% | — |
| 24 monthsQuarterly Compounding; subject to change if balance falls below $100,000. Early withdrawal penalty | 3.70% | — |
| 36 monthsQuarterly Compounding; subject to change if balance falls below $100,000. Early withdrawal penalty | 3.70% | — |
| 48 monthsQuarterly Compounding; subject to change if balance falls below $100,000. Early withdrawal penalty | 3.70% | — |
| 60 monthsQuarterly Compounding; subject to change if balance falls below $100,000. Early withdrawal penalty | 3.70% | — |
Sources (1)
- mydsb.com/rates.html · captured Sep 17, 2026
Certificates of Deposit
Up to 3.80%APY · 7 terms
Quarterly compounding. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsQuarterly compounding. No minimum balance required to earn APY. Early withdrawal penalty | 3.80% | $188 |
| 12 monthsQuarterly compounding. No minimum balance required to earn APY. Early withdrawal penalty | 3.65% | $365 |
| 18 monthsQuarterly compounding. No minimum balance required to earn APY. Early withdrawal penalty | 3.55% | $537 |
| 24 monthsQuarterly compounding. No minimum balance required to earn APY. Early withdrawal penalty | 3.44% | $700 |
| 36 monthsQuarterly compounding. No minimum balance required to earn APY. Early withdrawal penalty | 3.44% | $1,068 |
| 48 monthsQuarterly compounding. No minimum balance required to earn APY. Early withdrawal penalty | 3.44% | $1,449 |
| 60 monthsQuarterly compounding. No minimum balance required to earn APY. Early withdrawal penalty | 3.44% | $1,842 |
Sources (1)
- mydsb.com/certificates-of-deposit.html · captured Sep 17, 2026
Opening an account
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