Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 856–870 results
- 2.59%APY
Requirements
Product: A penalty will or may be imposed for early withdrawal. Annual percentage yield assumes that interest remains on deposit until maturity.
Offer: Term: 90-179 Days; Under $100,000 tier; Early withdrawal penalty applies
2.56% interest rate · Effective Mar 16, 2026
Rate checked
More details - FFB BankCertificates of Deposit (CDs)CD · 3 months · $1,000 min · 2.58%–2.74% by balance
Bank · Add a location to see nearby branches
2.58%APY$64 over 3 months on $10,000Requirements
Product: Early withdrawal penalties apply. $1,000 minimum to open an account. Tiered rate system.
2.55% interest rate · Effective Jul 20, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY $1,000 – $100,000Your amount 2.58% $100,000 and up 2.74% Rate checked
More details - State Bank of ScotiaCertificates of DepositCD · 3 months · $1,000 min · 2.57%–2.68% by balance
Bank · Add a location to see nearby branches
2.57%APY$64 over 3 months on $10,000Requirements
Product: Interest compounded and credited quarterly. Daily balance method used to calculate interest. Penalty may be imposed for early withdrawal.
Offer: 91 Day CD. Minimum balance to obtain APY is $1,000.00.
2.55% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $25,000Your amount 2.57% $25,000 – $50,000 2.63% Over $50,000 2.68% Rate checked
More details - First Financial Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.55%APY$63 over 3 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Rates subject to change without notice. Dividends paid monthly (rate) or annually and at maturity (APY).
Offer: Dividends paid monthly (rate) or annually and at maturity (APY).
2.53% interest rate · Effective Oct 21, 2026
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More details - Beacon Credit UnionRegular Share CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.55%APY$63 over 3 months on $10,000Requirements
Product: Membership qualifying account required. Dividends compounded monthly. Penalty for early withdrawal: 365 days or less remaining has 91 days interest penalty; 366-730 days remaining has 180 days interest penalty; 731-1095 days remaining has 365 days interest penalty; 1096-1460 days remaining has 540 days interest penalty; greater than 1460 days remaining has 730 days interest penalty.
2.52% interest rate · Compounded monthly · Effective Oct 21, 2026
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More details - BOC BankCertificate of Deposit (CD)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.54%APY$63 over 3 months on $10,000Requirements
Product: Early withdrawal penalties apply. Must fund within 7 days to lock rate. Rates are fixed for the full term once opened.
Offer: 90 day CD. Early withdrawal penalties apply. Must fund within 7 days to lock rate.
2.52% interest rate · Effective Jan 7, 2026
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More details - Kelly Community Federal Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,0002.50% interest rate
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More details - Citco Federal Credit UnionShare CertificatesCD · 3 months
Credit union · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,0002.50% interest rate
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More details - Community Commerce BankCertificate of DepositCD · 3 months · $1,000 min · 2.53%–2.94% by balance
Bank · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: Rate fixed for entire term. Substantial penalty for early withdrawal. APY accurate as of 10/23/2026.
Offer: Balance $1,000.00 to $9,999.99.
2.50% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $10,000 2.53% $10,000 – $100,000Your amount 2.53% $100,000 and up 2.94% Rate checked
More details - Princeton Federal Credit UnionShare CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: PFCU membership required. Dividends are compounded daily and posted monthly. Early withdrawal penalty is the lesser of 90 days dividends or dividends year-to-date. Fees may reduce earnings.
2.50% interest rate · Compounded daily
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More details - One Nevada Credit UnionCertificate of DepositCD · 3 months · $250 min
Credit union · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: Rates effective as of October 22, 2026. Dividends credited and compounded monthly. Minimum deposit $250.
Offer: 3 Month term. Minimum deposit $250.
2.50% interest rate · Compounded monthly · Effective Oct 22, 2026
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More details - Constitution BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: Interest compounded daily. Early withdrawal penalties apply.
Offer: Interest compounded daily; monthly crediting frequency. *Kids CD $250.00 to open if they have a Kids Club Account. $500.00 to open all other Kids CDs.
2.50% interest rate · Compounded daily · Effective Oct 16, 2026
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More details - Citizens National BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,000Requirements
Product: Rates may change without notice. Deposit Account Fee charged may affect the rate and annual percentage yield. Fees could reduce the earnings on the account.
2.50% interest rate · Effective Oct 15, 2026
Rate checked
More details - First Bank RichmondFixed Rate Certificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
2.53%APY$63 over 3 months on $10,0002.50% interest rate
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More details - Community First Credit Union of FloridaCertificates of DepositCD · 3–5 months · $500 min
Credit union · Add a location to see nearby branches
2.53%APYintro rateRequirements
Product: Effective 2026-10-13. Minimum balances: Standard $500 ($100 for Youth Advantage, $250 for 6-Month SaveUP CD); Jr. Jumbo $45,000; Jumbo $100,000; Jumbo Plus $250,000; Super Jumbo $500,000; Super Jumbo Plus $750,000; Super Jumbo Max $1,000,000. Compounding monthly. Early withdrawal penalties apply. Membership required.
Offer: 3-5 Month Term Standard tier.
Promotional rate · 2.50% interest rate · Effective Oct 13, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank