Bank · FDIC insured
State Bank of Scotia CD Rates
State Bank of Scotia’s best CD rate is 3.14% APY on a 1-year CD. Terms run from 3 months to 30 months. Rates checked October 22, 2026.
How State Bank of Scotia’s CD rates compare
Compared with banks and credit unions in Nebraska, where State Bank of Scotia has the most branches. $10,000, best rate first.
This bank’s best
State Bank of Scotia
3.03%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $303
Certificates of Deposit
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
State Bank of Scotia CD score
66
CD score
Higher than 15% of U.S. banks and credit unions
- 3–8 months3–8 mo2.57%
- 9–15 months9–15 mo3.03%
- 16–30 months16–30 mo3.03%
- QualifiedQualified3.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where State Bank of Scotia ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.03%APY · 5 terms
Interest compounded and credited quarterly. Daily balance method used to calculate interest. Penalty may be imposed for early withdrawal.
| Term | APY · $1,000 – $25,000 | APY · $25,000 – $50,000 | APY · Over $50,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months91 Day CD. Minimum balance to obtain APY is $1,000.00 | 2.57% | — | — | 2.57% | $64 |
| 3 months91 Day CD. Minimum balance to obtain APY is $25,000.00 | — | 2.63% | — | —2.63% $25k–$50k | — |
| 3 months91 Day CD. Minimum balance to obtain APY is $50,000.01 | — | — | 2.68% | —2.68% from $50k | — |
| 6 months182 Day CD. Minimum balance to obtain APY is $1,000.00 | 2.57% | — | — | 2.57% | $128 |
| 6 months182 Day CD. Minimum balance to obtain APY is $25,000.00 | — | 2.63% | — | —2.63% $25k–$50k | — |
| 6 months182 Day CD. Minimum balance to obtain APY is $50,000.01 | — | — | 2.68% | —2.68% from $50k | — |
| 12 months12 Month CD. Minimum balance to obtain APY is $1,000.00 | 3.03% | — | — | 3.03% | $303 |
| 12 months12 Month CD. Minimum balance to obtain APY is $25,000.00 | — | 3.09% | — | —3.09% $25k–$50k | — |
| 12 months12 Month CD. Minimum balance to obtain APY is $50,000.01 | — | — | 3.14% | —3.14% from $50k | — |
| 18 months18 Month CD. Minimum balance to obtain APY is $1,000.00 | 3.03% | — | — | 3.03% | $458 |
| 18 months18 Month CD. Minimum balance to obtain APY is $25,000.00 | — | 3.09% | — | —3.09% $25k–$50k | — |
| 18 months18 Month CD. Minimum balance to obtain APY is $50,000.01 | — | — | 3.14% | —3.14% from $50k | — |
| 30 months30 Month CD. Minimum balance to obtain APY is $1,000.00 | 2.63% | — | — | 2.63% | $671 |
| 30 months30 Month CD. Minimum balance to obtain APY is $25,000.00 | — | 2.68% | — | —2.68% $25k–$50k | — |
| 30 months30 Month CD. Minimum balance to obtain APY is $50,000.01 | — | — | 2.73% | —2.73% from $50k | — |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.