Bank · FDIC insured
BOC Bank CD Rates
BOC Bank’s best CD rate is 3.05% APY on a 6-month CD. Terms run from 1 month to 1 year. Rates checked October 16, 2026.
How BOC Bank’s CD rates compare
Compared with banks and credit unions near Pampa, TX, where BOC Bank has the most branches. $10,000, best rate first.
This bank’s best
BOC Bank
3.05%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $151
Certificate of Deposit (CD)
Top rate
UMB Bank
4.25%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $534
2nd-highest rate
Cabot CCU
4.10%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $410
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 3.05%APY · 4 terms
Early withdrawal penalties apply. Must fund within 7 days to lock rate. Rates are fixed for the full term once opened.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month30 day CD. Early withdrawal penalties apply. Must fund within 7 days to lock rate | 2.55% | $21 |
| 3 months90 day CD. Early withdrawal penalties apply. Must fund within 7 days to lock rate | 2.54% | $63 |
| 6 months180 day CD. Early withdrawal penalties apply. Must fund within 7 days to lock rate | 3.05% | $151 |
| 12 months1 year CD. Early withdrawal penalties apply. Must fund within 7 days to lock rate | 2.80% | $280 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.