Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 826–840 results
- New Heights Federal Credit UnionShare Certificate of DepositCD · 24 months
Credit union · Add a location to see nearby branches
3.85%APY$785 over 24 months on $10,000intro rate - Tinker Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min · 3.69%–4.26% by balance
Credit union · Add a location to see nearby branches
3.84%APY$783 over 24 months on $10,000Requirements
Product: Earns monthly dividends based on actual daily balance and term. 10-day grace period after renewal. Deposits may not be made after opened until maturity. Early withdrawal penalty applies.
Offer: Early withdrawal penalty: 180 Days.
3.63% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 3.69% $10,000 and upYour amount 3.84% $25,000 and up 4.05% $50,000 and up 4.15% $99,000 and up 4.26% Rate checked
More details - Oregonians Credit UnionBump CertificatesCD · 24 months · $2,500 min
Credit union · Add a location to see nearby branches
3.84%APY$783 over 24 months on $10,000Requirements
Product: Member may bump the rate one (1) time to the current market rate - the new rate remains for the maturity which is based on the original certificate term. Account fees may reduce earnings. Penalty for early withdrawal of principal.
Offer: Term days: 731 – 1095.
3.77% interest rate · Effective Sep 30, 2026
Rate checked
More details - Schools Federal Credit UnionTerm Share CertificateCD · 24 months · $500 min · 3.83%–3.98% by balance
Credit union · Add a location to see nearby branches
3.83%APY$781 over 24 months on $10,000Requirements
Product: Term Share Certificates (certificates of deposit). Early withdrawal penalty. Certificate rates are contracted at opening and upon renewal; compounded and paid monthly. Options to increase the dividend based on balance and relationship. Rates and terms subject to change without notice.
Offer: Dividend/interest shown in certificate APR columns. Rates contracted when opened and upon renewal; compounded and paid monthly. Subject to early withdrawal penalty.
3.76% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 – $89,999Your amount 3.83% $90,000 and up 3.98% Rate checked
More details - Home Bank of CaliforniaCertificates of DepositCD · 24–35 months · $2,500 min
Bank · Add a location to see nearby branches
3.83%APYRequirements
Product: No service charges. Interest compounded daily and paid monthly. Substantial penalty for early withdrawal. Express Personal Banking online account opening available for select CDs.
3.75% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Gunnison Savings & LoanCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.83%APY$781 over 24 months on $10,0003.75% interest rate
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More details - Long Island Alliance FCUShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$779 over 24 months on $10,000 - Inner Lakes Federal Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$779 over 24 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal.
Offer: Minimum balance $1000.
3.75% interest rate · Effective Aug 19, 2026
Rate checked
More details - Community Commerce BankCertificate of DepositCD · 24 months · $1,000 min · 3.71%–3.97% by balance
Bank · Add a location to see nearby branches
3.82%APY$779 over 24 months on $10,000Requirements
Product: Rate fixed for entire term. Substantial penalty for early withdrawal. APY accurate as of 10/23/2026.
Offer: Balance $1,000.00 to $9,999.99.
3.65% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $10,000 3.71% $10,000 – $100,000Your amount 3.82% $100,000 and up 3.97% Rate checked
More details - Florida West Coast CUCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$779 over 24 months on $10,000Requirements
Product: Penalties for early withdrawal of principal. Deposits insured up to $250,000.00.
3.75% interest rate · Effective Oct 22, 2026
Rate checked
More details - Lowell Firefighters FCUCertificates of DepositsCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$779 over 24 months on $10,000Requirements
Product: Rates fixed for the term once opened. Dividends calculated on the daily balance and compounded monthly. Early withdrawal penalty may be imposed.
3.75% interest rate · Compounded monthly · Effective Sep 23, 2026
Rate checked
More details - 3.82%APY$779 over 24 months on $10,000
Requirements
Product: Minimum deposit to open is $1,000. Daily balance method is used to calculate interest. For terms 12 months or less, interest is paid at maturity; for terms greater than 12 months, interest is compounded daily and paid annually.
Compounded daily · Effective Oct 21, 2026
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More details - EdiFi Credit UnionCertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$779 over 24 months on $10,000Effective Oct 22, 2026
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More details - 3.82%APY$779 over 24 months on $10,000
Requirements
Product: Compass Savings Bank will only accept new deposits from local walk-in customers. Penalty may apply for early withdrawal and reduce earnings. The APY assumes interest remains on deposit until maturity, any withdrawals of interest will reduce earnings. FDIC insured. Fees may reduce earnings. Rates subject to change without notice.
3.75% interest rate · Effective Oct 9, 2026
Rate checked
More details - Denver Fire Department Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$779 over 24 months on $10,000Requirements
Product: Requires DFDFCU membership (purchase and maintain 1 share, par value $25.00). Fixed rate; dividends paid and compounded monthly. All Certificates of Deposit have a $500 minimum balance requirement. Share certificates auto-renew upon opening with a 5-day grace period. Early withdrawal penalty is 90 days' dividends.
3.76% interest rate · Compounded monthly · Effective Oct 5, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank