Bank · FDIC insured
Gunnison Savings & Loan
A $102.2M bank headquartered in Gunnison, CO, with 1 branch in Colorado. Best rates: CDs 4.35% and savings 1.51% APY.
Gunnison Savings & Loan Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#26 of 103 in ColoradoHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Gunnison Savings & Loan
Gunnison Savings and Loan Association is a financial institution based in Gunnison, Colorado, with roots dating back to 1911.
Founded to provide savings, loan, and building business, it has served residents of Gunnison, Crested Butte, Lake City, and surrounding areas.
- Headquarters
- 303 N Main St, Gunnison, CO 81230
- FDIC certificate
- 30388 ↗
Branches
1 branch in Colorado
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Colorado
1 branch
- Gunnison Savings and Loan AssociationMain office303 N Main St, Gunnison, CO 81230Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.90% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.10% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.30% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $72 | $81 | — |
- CapitalLeverage ratio12.90%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.10%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.30%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$72Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Gunnison Savings & Loan are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.