Credit union · NCUA insured
Lowell Firefighters FCU CD Rates
Lowell Firefighters FCU’s best CD rate is 4.07% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Lowell Firefighters FCU’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Lowell Firefighters FCU has the most branches. $10,000, best rate first.
This credit union’s best
Lowell Firefighters FCU
4.07%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,208
Certificates of Deposits
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Lowell Firefighters FCU CD score
85
CD score
Higher than 70% of U.S. banks and credit unions
- 3–8 months3–8 mo3.04%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.82%
- 31–60 months31–60 mo4.07%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lowell Firefighters FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposits
Up to 4.07%APY · 7 terms
Certificate rates are fixed for the term once opened. Dividends are calculated on the daily balance and compounded monthly. APY assumes dividends remain on deposit until maturity. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.04% | $151 |
| 12 months | 3.30% | $330 |
| 18 months | 3.56% | $539 |
| 24 months | 3.82% | $779 |
| 36 months | 3.97% | $1,239 |
| 48 months | 4.02% | $1,708 |
| 60 months | 4.07% | $2,208 |
Sources (1)
- lffcu.com/savings-rates · captured Oct 5, 2026
Who can join Lowell Firefighters FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.