Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 796–810 of 4,559 results
- Mint Valley Federal Credit UnionSuper Saver Plus CertificateCD · 6 months · $250 min
Credit union · Add a location to see nearby branches
3.82%APY$189 over 6 months on $10,000Requirements
Product: Requires monthly deposit of $250.00 ($100.00 minimum monthly deposit in account disclosures). Minimum balance required to open is $250.00. No additions in the last seven days before maturity.
Offer: $250 monthly deposit required
3.75% interest rate · Effective Mar 9, 2026
Rate checked
More details - Chicago Firefighters Credit UnionShare CertificateCD · 6 months · $10,000 min
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000Requirements
Offer: Withdrawals made prior to maturity are subject to a loss of 90 days dividend
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Actors Federal Credit UnionCertificate AccountCD · 6 months
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000intro rateRequirements
Product: A minimum deposit of $500 is required for standard and 11-month special certificates. Early withdrawal penalty applies and reduces earnings. Federally insured up to $250,000 by NCUA.
Promotional rate · 3.75% interest rate · Effective Oct 20, 2026
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More details - Lan Fair Federal Credit UnionCertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000Requirements
Product: Membership eligibility primarily for Select Employee Groups located in Fairfield County, Ohio and their families.
3.75% interest rate · Effective Oct 2, 2026
Rate checked
More details - VisionBankCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000Requirements
Product: Minimum deposit amount of $1,000.00. A penalty may be imposed for early withdrawal. Daily balance method: the amount of the principal in the account each day. No monthly fees.
Offer: Early withdrawal penalty may apply. Daily balance.
3.75% interest rate · Effective Sep 24, 2026
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More details - ACIPCO Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000Requirements
Product: A penalty may apply for early withdrawal of funds. Minimum deposit of $1,000. Terms range from 90 days to 3 years.
Offer: A penalty may apply for early withdrawal of funds.
3.75% interest rate · Effective Jul 11, 2026
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More details - Heritage South Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,0003.75% interest rate
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More details - Ouachita Valley FCUCertificate of Deposits (CDs)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000Requirements
Product: Interest paid monthly on all certificates except in the event of a special certificate promotion. Early withdrawals from a CD may be subject to a penalty. Fees may reduce earnings.
3.75% interest rate · Effective Jan 6, 2026
Rate checked
More details - Williamsport Teachers CUCertificate of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000Requirements
Product: Minimum of $500.00 to open. Dividends/interest paid semi-annually (every six months) and directly deposited into regular shares unless otherwise requested. Penalty applies for early withdrawal (30 days interest). Automatically renewed for original term at the most current rate unless member notifies Credit Union of a term change.
Offer: Dividends paid semi-annually to regular shares; early withdrawal penalty applies.
3.75% interest rate · Effective May 4, 2026
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More details - CPS IBEW FCUJumbo Share CertificatesCD · 6 months · $10,000 min
Credit union · Add a location to see nearby branches
3.81%APY$189 over 6 months on $10,000Requirements
Product: Dividends are calculated using the daily balance method. Penalties are assessed for early withdrawal. Rates are subject to change.
Offer: Penalty assessed for early withdrawal.
3.75% interest rate · Effective Feb 2, 2026
Rate checked
More details - Members 1st Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Substantial penalty for early withdrawal. Minimum balance requirements apply to average daily balance. Dividends/deposit rates are variable and may change at any time. Dividends can be re-invested into the certificate, deposited into account, or paid by monthly check.
Effective Oct 1, 2026
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More details - Extra Credit UnionFixed-Rate CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Extra Credit Union membership required with a minimum deposit of $5 in a regular savings account. No monthly fees. Early withdrawal penalty may apply; 10-day grace period after maturity for auto-renewing certificates.
Offer: Dividends are paid and compounded quarterly. Penalty may be imposed for early withdrawal. 10-day grace period after maturity for auto-renewing certificates.
3.75% interest rate · Compounded quarterly · Effective Oct 16, 2026
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More details - Miami Federal Credit UnionShare Jumbo CertificatesCD · 6 months · $10,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: $10,000 minimum deposit applies to Share Jumbo Certificates. New Shares Certificate opened with at least $5,000 from another source (new money) will receive an additional 0.50% rate above published rates. Variable rate account. Rates subject to change. Fees may reduce earnings. Early withdrawal penalties may apply.
3.75% interest rate · Effective Dec 9, 2025
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More details - All Saints Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: $500 Minimum
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Sunflower Community Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Dividends paid quarterly. Early withdrawal penalties will apply. A share account must be opened and maintain a balance of $5.00 before other services are offered.
Offer: Dividends paid quarterly. Early withdrawal penalties will apply.
3.75% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Ranked across their CDs, savings, auto loans and credit cards. How scores work
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