Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 736–750 results
- Oklahoma's Credit UnionCertificatesCD · 19 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$689 over 19 months on $10,000Requirements
Product: Federally insured by NCUA. Early withdrawal penalties apply (6-12 month: up to 90 days dividends; 13-60 month: up to 180 days dividends). Certificates renew automatically at maturity with a 7-day grace period.
Offer: Promotional rate. Limited time only. At maturity, automatically renews as a standard 18 month term certificate. Penalties for early withdrawal reduce earnings.
Effective Sep 22, 2026
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More details - People's Alliance Federal Credit Union20 Month Special Share CertificateCD · 20 months
Credit union · Add a location to see nearby branches
4.30%APY$727 over 20 months on $10,000intro rateRequirements
Product: Special rate available for a limited time. Minimum deposit and balance of $1,000 in new money required to open and earn advertised APY. New money defined as funds not currently on deposit with PAFCU and not held within the past 12 months. Early withdrawal penalties may apply. Membership required.
Promotional rate · 4.22% interest rate
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More details - Champions First Credit UnionPromotional CertificatesCD · 21 months · $10,000 min
Credit union · Add a location to see nearby branches
4.30%APY$765 over 21 months on $10,000intro rateRequirements
Product: Minimum balance to open a 4.00% APY 9-month promotional certificate of deposit is $1,000. Minimum balance to open a 4.30% APY 21-month promotional certificate of deposit is $10,000. Early withdrawals will be subject to a substantial penalty and any fees could reduce earnings on the account. After maturity, if rolled over, interest is earned according to the CD Dividend and Interest Rate Schedule. Limited-time offer.
Offer: Limited-time offer. Early withdrawals subject to substantial penalty. Rollover at maturity earns standard schedule rates.
Promotional rate · 4.21% interest rate · Effective Oct 1, 2026
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More details - Indiana State University Credit UnionShare CertificatesCD · 23 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$840 over 23 months on $10,000intro rateRequirements
Product: Dividends compounded quarterly based on daily balances. Penalty assessed for early withdrawal. For age 21 and under: $250 minimum balance / opening deposit, 12-month minimum term.
Offer: Special offer. Limited time only. Excludes IRA Share Certificates. $250 minimum deposit for minors. Option of monthly interest payments available.
Promotional rate · 4.23% interest rate · Compounded quarterly · Effective Oct 21, 2026
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More details - Miami Firefighters Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.30%APY$878 over 24 months on $10,0004.21% interest rate · Effective Oct 22, 2026
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More details - 4.30%APY$878 over 24 months on $10,000
Effective Oct 22, 2026
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More details - 4.30%APY$878 over 24 months on $10,000
Requirements
Product: Annual Percentage Yield is based on principal plus interest reinvested at the same interest rate with interest compounded quarterly unless otherwise stated at account opening. Substantial penalty for early withdrawal. Interest rates and annual percentage yield posted here are subject to change without notice at our discretion. Interest rate may also change at time of CD renewal.
4.30% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate checked
More details - Archer Cooperative Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$878 over 24 months on $10,0004.23% interest rate · Effective Oct 15, 2026
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More details - Winchester Co-operative BankTerm Deposit Certificates (TDC)CD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$878 over 24 months on $10,000Requirements
Product: Penalty may be applied on funds withdrawn prior to maturity for all term deposit certificates. Fees charged could reduce earnings on an account.
Offer: 24 Month TDC. Minimum daily balance to obtain APY $10.00. Minimum deposit to open is $500.00.
4.22% interest rate · Effective Oct 1, 2026
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More details - Community Choice Credit UnionCertificates of DepositCD · 25 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$917 over 25 months on $10,000Requirements
Product: Rates subject to change at any time. Penalty for early withdrawal applies.
Offer: Special rate subject to change at any time without notice. Not available for Public Units and Municipalities.
Effective Oct 1, 2026
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More details - Credit Union of America25-Month Special CertificateCD · 25 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$917 over 25 months on $10,000intro rateRequirements
Product: Limited-time offer. Renews to 24-month certificate at maturity. Minimum $500 to open. Deposits over $1,000,000 require approval. Funds in excess of $250,000 may be discounted and/or require special approval. Membership required. Early withdrawal penalties may apply. Dividends paid monthly.
Offer: Renews to 24-month certificate at maturity. Deposits over $1,000,000 require approval.
Promotional rate · 4.22% interest rate · Effective Sep 29, 2026
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More details - Farmers State BankFlexible Term CD SpecialCD · 27 months · $1,000 min
Bank · Add a location to see nearby branches
4.30%APY$994 over 27 months on $10,000intro rateRequirements
Product: Existing CD renewals not subject to the special rates at maturity unless specifically requested at maturity. Interest is compounded and paid quarterly. Penalty for early withdraw may apply including loss of principal.
Offer: Existing CD renewals not subject to special rates at maturity unless specifically requested. Compounded and paid quarterly. Penalty for early withdrawal may apply.
Promotional rate · 4.23% interest rate · Effective Oct 17, 2026
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More details - First Community Credit UnionCertificates of Deposit (27 Month)CD · 27 months · $5,000 min
Credit union · Add a location to see nearby branches
4.30%APY$994 over 27 months on $10,000Requirements
Product: Not available for public funds. During the term, account holders may exercise: (1) one additional deposit of at least $5,000, not to exceed initial deposit; (2) one-time rate increase during term; and (3) one penalty-free withdrawal of up to 50% of account balance provided $5,000 minimum balance is maintained. Early withdrawals subject to penalty.
Offer: Dividends compound quarterly. Bump up to a higher rate one time during term. Add money once during term ($5,000 minimum and cannot exceed initial deposit). Penalty-free withdrawal of up to half your balance once per term (must maintain $5,000 minimum). Not available for public funds. Early withdrawals subject to penalty.
Effective Oct 19, 2026
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More details - Salem Co-operative BankCertificate of Deposit (CD)CD · 27 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$994 over 27 months on $10,000Requirements
Product: Minimum age requirement to open account is 18. Interest accrued daily and compounded monthly. Automatic renewal at maturity with a 10 calendar day grace period. Penalties imposed for early withdrawal of principal funds. Automatic electronic deductions are not available. Personal CD rates are also available for Business CDs.
4.22% interest rate · Compounded monthly · Effective Sep 17, 2026
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More details - Ideal Credit UnionRegular CertificateCD · 30 months · $500 min
Credit union · Add a location to see nearby branches
4.30%APY$1,110 over 30 months on $10,000Requirements
Product: Interest is compounded and credited on a monthly basis. Penalty for early withdrawal.
Effective Oct 16, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank