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Bank · FDIC insured

Gala Bank CD Rates

Top Carrot, Carrot Score 89Top Carrot

Gala Bank’s best CD rate is 4.30% APY on a 2-year CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.

How Gala Bank’s CD rates compare

Compared with banks and credit unions near Gainesville, FL, where Gala Bank has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 89

    This bank’s best

    Gala Bank

    4.30%APY

    Term
    24 months
    Minimum
    —
    Earns on $10,000
    $878

    CDs

  • Top Carrot, Carrot Score 91

    Top rate

    Suncoast Credit Union

    4.50%APY

    Term
    18 months
    Minimum
    $500
    Earns on $10,000
    $683

    Suncoast Credit Union rates

  • Top Carrot, Carrot Score 87

    2nd-highest rate

    Florida Credit Union

    4.50%APY

    Term
    19 months
    Minimum
    $1,000
    Earns on $10,000
    $722

    Florida Credit Union rates

Compare CD rates near you →

Gala Bank CD score

88

CD score

Higher than 83% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.75%
  • 9–15 months9–15 mo4.15%
  • 16–30 months16–30 mo4.30%
  • 31–60 months31–60 mo2.25%
  • QualifiedQualified4.30%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Gala Bank ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
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