Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 691–705 results
- Landmark Credit UnionCertificate AccountCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Personal accounts only. Minimum balance to open is $500. Early certificate withdrawal penalties apply (90 days of dividends for terms under 1 year; 180 days of dividends for all other terms). Financial institutions and public funds are ineligible.
Offer: Personal accounts only. Penalty for early withdrawal.
3.45% interest rate · Effective Oct 1, 2026
Rate checked
More details - Campus FederalCertificate AccountsCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Certificate accounts are subject to substantial penalty for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. Fees could reduce earnings.
Offer: Dividends paid at maturity.
3.48% interest rate · Effective Oct 2, 2026
Rate checked
More details - Haverhill BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Minimum balance to open account is $500. Minimum daily average balance to earn the Annual Percentage Yield is $500. Interest compounded monthly.
3.45% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate checked
More details - Tremont Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: A Tremont Credit Union Regular Savings Account (membership share) is required to be open and maintained with a balance of at least $5. Early withdrawals may be subject to penalty.
3.45% interest rate · Effective Oct 5, 2026
Rate checked
More details - Central One Federal Credit UnionPremium CertificatesCD · 9 months · $10,000 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000with conditionsRequirements
Product: Must open and maintain a Premium Checking account (requires member to be at least 18 years of age and have minimum monthly direct deposit of $1,500 into Premium Checking). Minimum balance of $10,000 to open account and earn APY. Fixed dividend rates for term. Early withdrawal penalties apply.
Qualified rate · 3.45% interest rate · Effective Oct 5, 2026
Rate checked
More details - Central One Federal Credit UnionRegular CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Minimum balance of $500 to open account and earn APY. Fixed dividend rates for term. Early withdrawal penalties apply.
3.45% interest rate · Effective Oct 5, 2026
Rate checked
More details - Commerce Bank & TrustCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Terms range from 90 days to 5 years. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: 9 month CD. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.
3.44% interest rate · Effective Oct 5, 2026
Rate checked
More details - Legacy Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Membership eligible to those who live, work, worship, or attend school in the 7-county Greater Birmingham area. Fixed rate guaranteed for term. Early withdrawal penalty applies. Additional deposits not permitted during term. Minimum opening deposit $500.
Effective Oct 4, 2026
Rate checked
More details - Bangor Savings BankSpecial Certificate of Deposit (CD) OfferingsCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000with conditionsRequirements
Product: Requires a $500 minimum daily balance to earn APY and $500 minimum opening deposit. Interest compounded daily and credited monthly. Penalties may be imposed for early withdrawal. Benefit Plus checking account holders receive relationship rate and APY.
Offer: For Benefit Plus customers. Renews automatically into 6 Month CDs.
Qualified rate · 3.44% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Heritage Grove Federal Credit UnionShare CertificateCD · 9 months · $1,000 min · 3.50%–4.00% by balance
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Early withdrawal penalty will apply. Dividends are paid upon the share certificate maturity. Fees could reduce earnings.
Offer: CD rate special. Dividends are paid upon maturity. Early withdrawal penalty will apply.
Effective Oct 3, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $20,000Your amount 3.50% $20,000 – $100,000 3.75% $100,000 and up 4.00% Rate checked
More details - Kaua'i Federal Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,0003.46% interest rate · Effective Jun 1, 2026
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More details - Valley Credit Union9 Month Liquid CDCD · 9 months
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,0003.44% interest rate
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More details - Global Bank NYPersonal Certificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Interest is compounded daily, payable monthly, and may be withdrawn at maturity. Fixed interest rates determined at the time of deposit for the specified term. Early withdrawal penalties may apply. Fees may reduce earnings.
3.44% interest rate · Compounded daily · Effective Sep 25, 2026
Rate checked
More details - Greater Kentucky Credit UnionCertificates of Deposit (CDs)CD · 9 months
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000intro rateRequirements
Product: Fixed, guaranteed dividend rates for the full term. Federally insured up to $250,000. Terms from 6 months (or 90 days) to 5 years.
Offer: CD special.
Promotional rate
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More details - Together Credit UnionCertificate of Deposit (CD)CD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$261 over 9 months on $10,000Requirements
Product: Minimum deposit of $1,000, or $500 for qualifying members age 21 and younger. Interest is paid and compounded monthly based on average daily balance. Early withdrawal penalties apply.
3.45% interest rate · Compounded monthly
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank