Best CD rates and certificates

Requirements

Product: A penalty may be imposed for early withdrawal on Certificate of Deposits. Rates may change after the account is opened. Fees may reduce earnings.

Requirements

Product: Fixed rate for the specified term. Penalty imposed for early withdrawal. Dividends paid and compounded monthly. Dividends may be added back to the certificate or deposited into share savings or checking account. Fees could reduce earnings.

Offer: Penalty for early withdrawal. Fixed rate.

Requirements

Product: Available in-branch and online. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Minimum balance to open and obtain APY is $1,000. Early withdrawal penalty may apply.

Offer: Term is more than 3 months to 6 months (also listed as Up to 6 Months on personal CD page).

Requirements

Product: Early withdrawal penalty applies. Interest compounded daily. No monthly maintenance fees.

Offer: All balance tiers.

Requirements

Product: Membership required. $1,000 minimum opening deposit required. Only new money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty applies: terms less than 12 months lose 90 days' interest, 12 months to less than 36 months lose 180 days' interest, 36 months or longer lose 270 days' interest.

Offer: Only new money eligible for promotional rate. Early withdrawal penalty of 90 days' interest.

Requirements

Product: Open with as little as $500. Listed APY paid on $1,000 minimum balance ($100,000 minimum for Jumbo). $500 minimum balance Share Certificates available at 0.10% lower APY. A penalty will or may be imposed for early withdrawal.

Offer: Listed APY paid on $1,000 minimum balance; $500 minimum balance available at 0.10% lower APY. A penalty will or may be imposed for early withdrawal.

Requirements

Product: Promotional consumer CD specials. Must deposit $5,000 or more in new money (not currently on deposit with Peoples Security Bank & Trust). Valid on Pick Your Term CDs opened online or in branch for consumer customers; business customers in-branch only. At maturity, automatically renews into a CD with the same term at the prevailing tiered rate(s). Interest compounded and credited quarterly; APY assumes interest remains on deposit until maturity. Offer may be changed or discontinued at any time. APY current as of 2026-07-01.

Offer: New money of $5,000 or more; consumer online or in-branch. Auto-renews at maturity to same term at prevailing tiered rates.

Requirements

Product: Rates shown for ZIP code 17061 (Central PA). Annual Percentage Yields (APY) based on semi-annual compounding. Substantial penalty for early withdrawal. $500 minimum balance, $50,000 maximum balance when opening online (visit a branch for amounts over $50,000). Terms from 60 months to 10 years available when opened in a financial center. Automatically renews upon maturity.

Offer: APY based on semi-annual compounding. Substantial penalty for early withdrawal.

Requirements

Offer: APY is based on quarterly compounding of interest. If interest is withdrawn before maturity, APY will be lower. Penalties may apply for early withdrawal.

Requirements

Product: Early withdrawal of funds prior to maturity may result in penalty. Fees could reduce earnings.

Requirements

Product: Available in terms ranging from thirty days to several years. Minimum opening deposits required, depending on specific CD. Interest penalty may be imposed for early withdrawal.

Offer: A penalty of 30 days accrued interest on the amount withdrawn will be charged for early withdrawal on a 6 month CD. Fees may reduce earnings on the account.

Requirements

Product: Paper statement fee $2.00/month unless enrolled in eStatements. Early withdrawal penalty: 90 days dividends for terms 17 months or less; 180 days for 18 months or more. Add 0.25% APY to dividend rate for $10,000+ new money OR direct deposit. Not applicable to 12-month term.

Requirements

Product: Minimum opening deposit is $1,000; maximum opening deposit is $250,000 per CD. Advertised promotional rates are for accounts opened online. Early withdrawal penalties apply. At maturity, CDs automatically renew into the standard CD term closest in length at the then-current standard rate unless instructions are provided during the 7-day grace period. No account fees.

Offer: Promotional rate for online accounts. Fixed for initial term. Automatically renews into standard rate closest in length at maturity.

Requirements

Product: Available to qualifying members. Minimum $500 deposit required to open a CD. Rates subject to change without notice. Interest is computed and compounded daily and posted quarterly and at maturity. At maturity, CD will automatically renew for another term at the then available APY. There is a penalty for early withdrawal. Grace period of 5 business days to withdraw a certificate after the automatic renewal date.

Offer: Term: 182 Days