Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 601–615 results
- Tucoemas Federal Credit UnionShare CertificateCD · 9 months · $2,500 min
Credit union · Add a location to see nearby branches
3.59%APY$268 over 9 months on $10,000intro rateRequirements
Product: Membership with Tucoemas is required. Early withdrawal penalties may apply. Renewals are automatic. Additional deposits are not allowed. Dividends compounded and credited monthly.
Offer: APY remains fixed for the 9-month term. Promotional share certificate does not automatically renew; at maturity full balance transfers to Regular Savings Share.
Promotional rate · Effective Nov 1, 2025
Rate checked
More details - Reliance State BankCertificates of DepositCD · 9 months · $2,500 min · 3.46%–3.72% by balance
Bank · Add a location to see nearby branches
3.57%APY$267 over 9 months on $10,0003.45% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $2,500 and up 3.46% $10,000 and upYour amount 3.57% $25,000 and up 3.72% Rate checked
More details - Morton Community BankCertificate SpecialsCD · 9 months · $10,000 min · 3.57%–3.63% by balance
Bank · Add a location to see nearby branches
3.57%APY$267 over 9 months on $10,000intro rateRequirements
Product: Rates apply to consumer deposits only. Rates may be unavailable in counties where the Bank does not maintain a branch facility. Withdrawals of interest may reduce earnings. A penalty may be imposed for early withdrawal.
Offer: Under $100,000. $10,000 minimum deposit. Upon maturity 9 month special will renew at current 12-month rate.
Promotional rate · 3.51% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate Specials Balance APY Up to $100,000Your amount 3.57% $100,000 and up$100,000 and Over. 3.63% Rate checked
More details - Sea Air FCUShare CertificatesCD · 6–11 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APYRequirements
Product: Membership required ($5.00 min deposit in Share Savings Account). A penalty will or may be imposed for early withdrawal. APY assumes dividends remain on deposit until maturity.
3.50% interest rate · Effective Oct 14, 2026
Rate checked
More details - OHecuMonthly Dividend CertificateCD · 6–11 months
Credit union · Add a location to see nearby branches
3.56%APYRequirements
Product: The dividend rate is the same as the rate for the various terms stated in the term share certificate schedule. APY does not apply because the member receives a monthly dividend disbursement. Early withdrawal penalty applies.
Offer: Standard Rate tier. APY does not apply due to monthly dividend disbursement.
3.50% interest rate · Effective Oct 16, 2026
Rate checked
More details - Putnam County State BankCertificates of DepositCD · 6–11 months · $500 min · 2.79%–4.07% by balance
Bank · Add a location to see nearby branches
3.56%APYRequirements
Product: Substantial penalties apply for early withdrawals. Interest accrued monthly for optimal yield.
2.75% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $10,000 2.79% $10,000 – $100,000Your amount 3.56% $100,000 and up 4.07% Rate checked
More details - Coast Central Credit UnionSavings CertificatesCD · 7–12 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APYRequirements
Product: Dividends are calculated daily and paid monthly. Early withdrawal penalty: certificates with 12-month maturity or less carry a 60-day forfeiture of dividends; over one year carry a 90-day forfeiture of dividends. Dividend penalty will never exceed dividends actually earned. No monthly service fee.
Offer: Term 182 to 364 days (7200).
3.50% interest rate · Effective Oct 21, 2026
Rate checked
More details - Community First Credit UnionShare CertificateCD · 7–10 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APYintro rateRequirements
Product: Rates effective October 23, 2026. $500 minimum deposit. 0.10% bonus paid on certificates of $50,000 or more for terms of 2 to 5 years.
Promotional rate · 3.50% interest rate · Effective Oct 23, 2026
Rate checked
More details - 4U Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$266 over 9 months on $10,000Requirements
Product: $1,000 minimum balance. Terms 3 months to 36 months. Dividends paid quarterly. Early withdrawal penalties apply (30 days dividends for terms 12 months or less, 90 days dividends for terms longer than 12 months).
Offer: Penalty for early withdrawal is 30 days dividends.
3.50% interest rate · Effective Sep 19, 2025
Rate checked
More details - 3.56%APY$266 over 9 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. For terms under 12 months, interest is not compounded and is credited at maturity. For terms 12 months or longer, interest is compounded daily and credited quarterly.
Offer: Interest will not be compounded; interest credited at maturity. Early withdrawal penalty may be imposed.
3.50% interest rate · Compounded daily · Effective Oct 13, 2026
Rate checked
More details - Elko Federal Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$266 over 9 months on $10,000Requirements
Product: Must purchase and maintain the minimum required share(s) in a Share Savings account (5 shares at $5.00 par value = $25.00) and pay a nonrefundable membership fee ($5.00 regular, $2.00 student). Early withdrawal penalty applies: 30 days dividends for terms 12 months or less, 90 days dividends for terms 24 months or greater. Renews automatically at maturity with no grace period. Additional deposits not allowed during term. Compounded and credited monthly.
Offer: Certificate dividends can be paid back to certificate, share savings account monthly, or by check. Early withdrawal penalty applies. Automatic renewal.
3.50% interest rate · Effective Apr 9, 2026
Rate checked
More details - Carolinas Telco Federal Credit UnionShare Certificate AccountsCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$266 over 9 months on $10,000Requirements
Product: Must deposit or maintain minimum required share(s) in a Prime Share Savings account ($5.00 par value). Dividends compounded and credited monthly. Dividends calculated using the average daily balance method. Penalty applies for early withdrawal. Account automatically renews at maturity unless specified otherwise.
3.50% interest rate · Effective Oct 13, 2026
Rate checked
More details - Riverbank Federal Credit UnionTerm Share CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$266 over 9 months on $10,000Requirements
Product: $500 minimum balance required to open account and earn posted dividend. Dividends paid monthly based on Average Daily Balance. Account automatically rolls over at maturity. Early withdrawal penalty equals 6 months (180 days) dividends.
Offer: Existing Funds
3.50% interest rate · Effective Oct 8, 2026
Rate checked
More details - Financial Plus Credit UnionCertificate SpecialsCD · 9 months · $5,000 min
Credit union · Add a location to see nearby branches
3.56%APY$266 over 9 months on $10,000intro rateRequirements
Product: New Money only brought in from other financials; no existing funds are eligible.
Offer: Minimum $5,000 balance required. New Money only brought in from other financials; no existing funds are eligible.
Promotional rate · 3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Aeroquip CUCD Special - 9-MonthCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$266 over 9 months on $10,000intro rateRequirements
Product: Limited time. Penalty for early withdrawal.
Promotional rate · 3.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank