Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 586–600 results
- LOC Credit UnionHeroes CertificateCD · 22 months · $1,000 min
Credit union · Add a location to see nearby branches
4.35%APY$812 over 22 months on $10,000with conditionsRequirements
Product: Requires enrollment in Loving Our Communities Heroes Program. $1,000 minimum deposit required to earn Heroes Certificate rates. Rates only apply to those opened after program enrollment (or switched at maturity). Penalty for early withdrawal will apply. Membership open to anyone who lives, works, worships, or attends school in Michigan, or immediate family/household.
Offer: Dividends paid monthly; 180 days early withdrawal penalty. Rolls into 18-month CD at maturity.
Qualified rate · 4.27% interest rate · Effective Oct 5, 2026
Rate checked
More details - Affinity Federal Credit Union22-Month Promotional CertificateCD · 22 months · $500 min · 4.35%–4.45% by balance
Credit union · Add a location to see nearby branches
4.35%APY$812 over 22 months on $10,000intro rateRequirements
Product: Minimum deposit $500. Monthly statement fee $2, waived with eStatements. Membership required ($5 deposit). APY effective as of 2026-09-25 / 2026-09-30. On maturity, automatically renews to 24-month term.
Offer: Balances between $500 and $49,999.99. Renewal: 24-month term at prevailing rate.
Promotional rate · 4.26% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for 22-Month Promotional Certificate Balance APY $500 – $50,000Your amount 4.35% $50,000 – $100,000 4.40% $100,000 and up 4.45% Rate checked
More details - Trius Federal Credit UnionShare CertificateCD · 23 months
Credit union · Add a location to see nearby branches
4.35%APY$850 over 23 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Minimum $500 deposit per certificate. Fixed rate for the term of the account. Penalty may be imposed for early withdrawal. Automatically renewable with a 7-day grace period. No additional deposits permitted after opening.
Rate checked
More details - Proponent Federal Credit UnionShare CertificatesCD · 24 months · $500 min · 4.30%–4.40% by balance
Credit union · Add a location to see nearby branches
4.35%APY$889 over 24 months on $10,000Requirements
Product: Membership eligibility required. Penalties apply for early withdrawals from certificate accounts. Fees may reduce earnings. Dividends are compounded daily and credited monthly. Funds insured by NCUA up to $250,000 per depositor.
4.22% interest rate · Compounded daily · Effective Oct 24, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $10,000 4.30% $10,000 – $25,000Your amount 4.35% $25,000 and up 4.40% Rate checked
More details - Home Bank of CaliforniaCertificates of DepositCD · 24–35 months · $10,000 min
Bank · Add a location to see nearby branches
4.35%APYRequirements
Product: No service charges. Interest compounded daily and paid monthly. Substantial penalty for early withdrawal. Express Personal Banking online account opening available for select CDs.
Offer: Qualifies for opening a Companion Savings Account.
4.25% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - American Bank & TrustCertificate of Deposits (CDs)CD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.35%APY$889 over 24 months on $10,000Requirements
Product: Interest compounds semi-annually. Early withdrawal penalty may be imposed. No monthly fees. Bonus interest rates available with Relationship Packaging. Automatically renewable.
Offer: Requires Diamond Relationship Package Qualifications.
Effective Oct 5, 2026
Rate checked
More details - Bruning BankCertificates of DepositCD · 24 months · $10,000 min
Bank · Add a location to see nearby branches
4.35%APY$889 over 24 months on $10,000intro rateRequirements
Product: Quarterly compounding. Penalty for early withdrawal.
Offer: 24 Months Special. Compounded quarterly.
Promotional rate · 4.28% interest rate · Compounded quarterly · Effective Oct 4, 2026
Rate checked
More details - ProGrowth BankCertificate of DepositCD · 25 months · $10,000 min
Bank · Add a location to see nearby branches
4.35%APY$928 over 25 months on $10,000Requirements
Product: Fixed-rate CDs under $3,000,000. Minimum balance of $10,000 required to open and obtain the advertised APY. The APY assumes interest and principal remain in account until maturity. Penalty for early withdrawal. Fees could reduce earnings. Not available for Individual Retirement Accounts (IRAs). Bank reserves the right to decline or limit deposits. Minimum deposit to open a fixed-rate CD is $1,000 - $10,000 depending on the term. CD Terms Available: 182 Days to 60 Months.
Offer: The APY shown is for fixed-rate CDs under $3,000,000. Assumes interest and principal remain in account until maturity. Penalty for early withdrawal. Fees could reduce earnings. Not available for IRAs.
Balance cap $3,000,000 · Effective Oct 19, 2026
Rate checked
More details - Skyward Credit UnionShare CertificateCD · 30 months · $1,000 min
Credit union · Add a location to see nearby branches
4.35%APY$1,123 over 30 months on $10,000intro rateRequirements
Product: Requires an open regular share account and a minimum deposit of $1,000.00 unless noted otherwise. Early withdrawals may be subject to penalty. Dividends compounded and paid quarterly.
Offer: Special promotional rate. Applies to Share Certificates only. Roth and Traditional IRA certificates are not eligible. Promotion subject to change. Limited time offer. Early withdrawal penalties may apply. Dividends compounded and paid quarterly.
Promotional rate · Effective Oct 15, 2026
Rate checked
More details - Education First Credit UnionCertificate SpecialsCD · 30 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$1,123 over 30 months on $10,000intro rateRequirements
Product: Limited-time certificate specials. Available for new and existing money. Membership eligibility required. Early withdrawal penalty may apply and may reduce earnings.
Offer: Fixed rate for the full term. Available for new and existing money.
Promotional rate · Effective Sep 14, 2026
Rate checked
More details - Members First Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$1,363 over 36 months on $10,000Requirements
Product: Potential members must qualify for membership: live in Box Elder or Cache County, have an immediate family member with an account, or work at a Select Employee Group (SEG). If opting for the one-time bump option, original CD rate will be 0.25% lower than stated. Dividends pay quarterly. Penalties for early withdrawal may apply.
Offer: Dividend pays quarterly. Optional one-time bump option reduces original CD rate by 0.25%. Early withdrawal penalty may apply.
Effective Oct 19, 2026
Rate checked
More details - Class Act Federal Credit UnionShare CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
4.35%APY$1,363 over 36 months on $10,000intro rateRequirements
Product: Offers include terms from 91 days to 48 months and a 60-month Bump-Up Share Certificate allowing a one-time rate bump-up if rates improve. Rate effective 2026-10-15 and subject to change at any time.
Promotional rate · 4.27% interest rate · Effective Oct 15, 2026
Rate checked
More details - NHFCUShare Certificate of DepositCD · 36 months · $5,000 min
Credit union · Add a location to see nearby branches
4.35%APY$1,363 over 36 months on $10,000intro rateRequirements
Offer: Promotional rate requires a $5,000 minimum new deposit. 180 day interest early withdrawal penalty applies.
Promotional rate
Rate checked
More details - AMOCO Federal Credit UnionBump-Up CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
4.35%APY$1,363 over 36 months on $10,000Requirements
Product: Subject to membership eligibility. Lets you boost your rate one time if term rates go up at any point during your certificate's term. Early withdrawal penalties apply. Minimum deposit required is $1,000.
Offer: Allows a one-time rate bump if rates rise during term. Early withdrawal penalties apply.
4.27% interest rate · Effective Oct 1, 2026
Rate checked
More details - TEG Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.35%APY$1,363 over 36 months on $10,000Requirements
Product: Membership requires a $5 minimum share account balance. Open to anyone who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY. Dividends paid monthly. Penalty fee for early withdrawal.
Offer: $500 minimum daily balance to earn the disclosed annual percentage yield. Early withdrawal penalties may reduce earnings.
4.27% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,731 CDs at 4,647 banks and credit unions · checked Oct 22–24
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank