Bank · FDIC insured
Bruning Bank CD Rates
Bruning Bank’s best CD rate is 4.35% APY on a 2-year CD. Terms run from 5 months to 7 years. Rates checked October 22, 2026.
How Bruning Bank’s CD rates compare
Compared with banks and credit unions near Grand Island, NE, where Bruning Bank has the most branches. $10,000, best rate first.
This bank’s best
Bruning Bank
4.35%APY
- Term
- 24 months
- Minimum
- $10,000
- Earns on $10,000
- $889
Certificates of Deposit
Top rate
Union Bank & Trust
4.40%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $899
2nd-highest rate
Cornerstone Bank
4.35%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $547
Bruning Bank CD score
87
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.35%
- 31–60 months31–60 mo2.22%
- QualifiedQualified4.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bruning Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.35%APY · 12 terms
Quarterly compounding. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months5 Months Special. Compounded quarterly. 5 months will reprice at 182 Days COD rate of maturity | 3.75% | $155 |
| 6 months182 Days. Compounded quarterly | 1.41% | $70 |
| 9 monthsCompounded quarterly | 1.51% | $113 |
| 12 monthsCompounded quarterly | 1.61% | $161 |
| 13 months13 Months Special. Compounded quarterly. 13 Months will reprice at 12 months COD rate of maturity | 4.00% | $434 |
| 18 monthsCompounded quarterly | 1.71% | $258 |
| 24 months24 Months Special. Compounded quarterly | 4.35% | $889 |
| 30 monthsCompounded quarterly | 1.85% | $469 |
| 36 monthsCompounded quarterly | 1.91% | $584 |
| 48 monthsCompounded quarterly | 2.02% | $833 |
| 60 monthsCompounded quarterly | 2.22% | $1,160 |
| 84 monthsFor 84-Month CD only-- $10,000.00 minimum deposit. Compounded quarterly | 2.42% | $1,822 |
Sources (1)
- bruningbank.com/personal/rates · captured Oct 5, 2026
Special-purpose accounts
IRA CDs
Up to 2.42%APY · 4 terms
Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.41% | $70 |
| 12 months | 1.61% | $161 |
| 36 months | 1.91% | $584 |
| 84 months | 2.42% | $1,822 |
Sources (1)
- bruningbank.com/personal/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.