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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 511–525 results

  1. Citizens Savings BankCertificates of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.07%APY$407 over 1 year on $10,000
  2. Top Carrot, Carrot Score 88
    Beaumont Community CUShare CertificateCD · 12 months · $1,000 min · 4.07%–4.17% by balance

    Credit union · Add a location to see nearby branches

    4.07%APY$407 over 1 year on $10,000
  3. First State BankCertificates of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.07%APY$407 over 1 year on $10,000
  4. DuGood Federal Credit UnionCertificateCD · 12 months · $1,000 min · 4.07%–4.18% by balance

    Credit union · Add a location to see nearby branches

    4.07%APY$407 over 1 year on $10,000
  5. Utica District Telephone Employees Federal Credit UnionShare CertificateCD · 12 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.06%APY$406 over 1 year on $10,000
  6. Top Carrot, Carrot Score 94
    Gulf Coast Educators Federal Credit UnionPremium Term Share CertificateCD · 12 months · $100 min

    Credit union · Add a location to see nearby branches

    4.06%APY$406 over 1 year on $10,000with conditions
  7. Affinity Credit UnionCertificatesCD · 12 months · $1,000 min · 1.26%–4.06% by balance

    Credit union · Add a location to see nearby branches

    4.06%APY$406 over 1 year on $10,000
  8. O'Bannon BankCertificates of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.06%APY$406 over 1 year on $10,000
  9. Top Carrot, Carrot Score 89
    FirstBank of NebraskaCertificates of DepositCD · 12 months · $1,000 min · 4.01%–4.06% by balance

    Bank · Add a location to see nearby branches

    4.06%APY$406 over 1 year on $10,000intro rate
  10. Huntington Federal Savings BankCertificate of DepositCD · 12 months · $500 min

    Bank · Add a location to see nearby branches

    4.06%APY$406 over 1 year on $10,000
  11. Wolf Point Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.06%APY$406 over 1 year on $10,000intro rate
  12. The Citizens Bank CompanyCertificates of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.06%APY$406 over 1 year on $10,000
  13. Freedom Bank of Southern MissouriCertificates of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.06%APY$406 over 1 year on $10,000
  14. The Seymour BankCertificates of DepositCD · 12 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.06%APY$406 over 1 year on $10,000
  15. Top Carrot, Carrot Score 96
    Extra Credit UnionFixed-Rate CertificatesCD · 12 months · $500 min

    Credit union · Add a location to see nearby branches

    4.06%APY$406 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 1-year CDs pay nationwide

5,320 CDs at 4,376 banks and credit unions · checked Oct 22–24

Typical
3.30%
Top 10% from
4.06%
Banks, typical
3.05%
Credit unions, typical
3.45%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate