Bank · FDIC insured
The Citizens Bank Company
A $334.6M bank headquartered in Beverly, OH, with 5 branches in Ohio. Best rates: CDs 4.06% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs844.06%for 9–15 monthsCD rates →
- Savings—0.25%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Citizens Bank Company
Founded in 1863, The Citizens Bank Company was originally located on the corner of Fifth and Ferry Streets in Beverly, Ohio.
The bank was established by a group of merchants with the primary goal of serving the financial needs of local citizens.
- Headquarters
- 501 5th St, Beverly, OH 45715
- FDIC certificate
- 10266 ↗
Branches
5 branches in Ohio
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Ohio
5 branches
- The Citizens Bank CompanyMain office501 5th St, Beverly, OH 45715Directions
- Barlow-Vincent BranchState Route 339, Barlow, OH 45712Directions
- Belpre Branch2500 Washington Blvd, Belpre, OH 45714Directions
- Little Hocking BranchU.S. 50, State Rte 7 & Township 508, Belpre Township, OH 45742Directions
- Marietta Branch110 2nd St, Marietta, OH 45750Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.56% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.39% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.46% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $66 | $81 | — |
- CapitalLeverage ratio13.56%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.39%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.46%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$66Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Citizens Bank Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.