Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 421–435 results
- Badger BankCertificate of Deposit SpecialsCD · 12 months · $2,500 min
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000with conditionsRequirements
Product: APY is based on daily compounding and assumes interest remains on deposit. Interest credited quarterly unless otherwise noted. Penalty for early withdrawal. Fees may reduce earnings.
Qualified rate · 4.02% interest rate · Effective Oct 14, 2026
Rate checked
More details - St. Thomas Credit UnionShare Certificate DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Interest posted at maturity. Fixed interest rate. Dividends posted at maturity. Early withdrawal penalty may apply.
Offer: Interest posted at maturity.
4.10% interest rate · Effective Jun 1, 2026
Rate checked
More details - Bristol County Savings BankPRIME TIME™ Certificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000with conditionsRequirements
Product: Must maintain a Prime Time Checking account to be eligible for product. An early withdrawal penalty may be imposed. Fees could reduce earnings.
Offer: Must maintain a Prime Time Checking account.
Qualified rate · 4.02% interest rate · Effective Oct 13, 2026
Rate checked
More details - Dade County Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Minimum of $500 required to open account. All terms are subject to early withdrawal penalty and or fees which may reduce earnings. Membership is required for individuals and their families who live, work, worship, attend school, or operate a business in Palm Beach, Broward, Miami-Dade, or Monroe County.
Offer: Share Certificate Promotional Rate. Effective 8/24/2026. Early withdrawal penalty and/or fees may reduce earnings.
4.02% interest rate · Effective Aug 24, 2026
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More details - Omaha Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: With as little as $500, account holders can invest in an Omaha FCU Share Certificate. Share Certificates have a 90-day loss of dividends, whether they are earned or not, for early-withdrawals. Rates are subject to change.
4.03% interest rate
Rate checked
More details - 4.10%APY$410 over 1 year on $10,000intro rate
Requirements
Product: Special Program terms and restrictions apply.
Offer: Special Program terms and restrictions apply.
Promotional rate · Effective Jul 1, 2026
Rate checked
More details - Local BankCertificate of DepositCD · 12 months · $2,500 min
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000intro rateRequirements
Product: CDs must have a minimum opening balance of $2,500. Maximum deposit is $250,000 per CD. Offer subject to change without notice.
Promotional rate · 4.04% interest rate · Balance cap $250,000
Rate checked
More details - Pacific Crest BankCertificates of DepositCD · 12 months · $2,000 min
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Interest is compounded daily. APY assumes interest remains on deposit until maturity. Subject to early withdrawal penalties.
Offer: Interest compounded daily; early withdrawal penalties apply.
4.02% interest rate · Compounded daily · Effective Sep 10, 2026
Rate checked
More details - Skyla Credit UnionRegular Certificate AccountCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,0004.03% interest rate · Effective Oct 1, 2026
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More details - Kirkwood BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.
Offer: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.
4.10% interest rate · Effective Oct 7, 2026
Rate checked
More details - Clarity Credit UnionShare CertificatesCD · 12 months · $250 min · 4.10%–4.20% by balance
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Fixed rates; higher rates for longer terms; no setup or maintenance fees; early withdrawal subject to penalty; renews automatically upon maturity after 10-day grace period; available terms range from 6 months to 2 years.
Offer: Dividend Term: Monthly. Penalty for early withdrawal.
4.03% interest rate · Effective Sep 14, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $250 and upYour amount 4.10% $100,000 and up 4.20% Rate checked
More details - CorTrust BankCertificates of Deposit (CDs)CD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: 91 day and 182 day CDs are compounded and paid at maturity. All other CDs are compounded and paid quarterly. Early withdrawal penalty: CDs less than or equal to one year, 30 day interest penalty; CDs greater than one year, 180 days interest penalty. Rates are variable and subject to change. Fees could reduce earnings on account.
Offer: Compounded and paid quarterly. Early withdrawal penalty: 30 day interest penalty. Rates variable and subject to change.
4.04% interest rate
Rate checked
More details - Meijer Credit UnionCertificate of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Earn higher dividends than regular share savings. Terms available from 6 to 60 months. Automatic renewal at maturity. Early withdrawal penalties apply. $500 minimum deposit to open.
Offer: Annual Percentage Yield for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Early withdraw penalties may apply, and may reduce earning.
4.04% interest rate · Effective Oct 7, 2026
Rate checked
More details - Ciera BankCertificate of DepositCD · 12 months · $50 min
Bank · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Daily balance method used to calculate interest.
Offer: 12 Month EZ Saver. Interest compounded: Quarterly. Interest credited: Quarterly.
4.04% interest rate · Effective Oct 10, 2026
Rate checked
More details - U of I Community Credit UnionSilver Share CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$410 over 1 year on $10,000Requirements
Product: Dividends calculated daily and compounded quarterly and at maturity. Early withdrawal penalty applies.
Offer: Early withdrawal penalty of 180 day dividend.
4.04% interest rate · Compounded quarterly
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,320 CDs at 4,376 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.45%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank