Credit union · NCUA insured
Omaha Federal Credit Union
A $117M credit union headquartered in Omaha, NE, with 8,285 members and 4 branches in Nebraska. Best rates: CDs 4.50% and savings 0.20% APY.
Omaha Federal Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#20 of 61 in Omaha, NE-IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Omaha Federal Credit Union
Omaha Federal Credit Union is based in Omaha, Nebraska, and opened on April 1, 1935, to serve the financial needs of the Omaha community.
The credit union first opened its doors at an office located in the old United States Federal Building and Customs House in downtown Omaha.
Membership is open to anyone who lives, works, worships, or goes to school in select counties in Nebraska and Iowa with a deposit of at least $5.00.
- Headquarters
- 3001 S 82nd Ave, Omaha, NE 68124
- NCUA charter
- 135
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living, working, worshipping, or attending school in Douglas, Sarpy, or Washington counties in Nebraska, or Pottawattamie or Harrison counties in Iowa.
Cost to join
- Opening an account requires an initial deposit of as little as $5.00.
Branches
4 branches in Nebraska
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Nebraska
4 branches
- Main OfficeMain office3001 S 82nd Ave, Omaha, NE 68124Directions
- Blair Branch1409 Washington St, Blair, NE 68008Directions
- Downtown Branch1616 Capitol Ave, Ste 187, Omaha, NE 68102Directions
- North 72nd6111 N 72nd St, Omaha, NE 68134Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.29% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.05% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.65% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $56 | $76 | — |
- CapitalNet worth ratio15.29%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.05%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.65%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$56Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Omaha Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.