Credit union · NCUA insured
Omaha Federal Credit Union CD Rates
Omaha Federal Credit Union’s best CD rate is 4.50% APY on a 3-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Omaha Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Omaha Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Omaha Federal Credit Union
4.50%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,412
Share Certificates
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Omaha Federal Credit Union CD score
95
CD score
Higher than 98% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo4.35%
- 31–60 months31–60 mo4.50%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Omaha Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.50%APY · 7 terms
With as little as $500, account holders can invest in an Omaha FCU Share Certificate. Share Certificates have a 90-day loss of dividends, whether they are earned or not, for early-withdrawals. Rates are subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.00% | $198 |
| 12 months | 4.10% | $410 |
| 18 months | 4.20% | $637 |
| 24 months | 4.35% | $889 |
| 36 months | 4.50% | $1,412 |
| 48 months | 2.50% | $1,038 |
| 60 months | 2.50% | $1,314 |
Who can join Omaha Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living, working, worshipping, or attending school in Douglas, Sarpy, or Washington counties in Nebraska, or Pottawattamie or Harrison counties in Iowa.
Cost to join
- Opening an account requires an initial deposit of as little as $5.00.
Membership information collected October 4, 2026.