Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 331–345 results
- Olympia Federal Savings9 Mo. CD SpecialCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000intro rateRequirements
Product: Fixed rate for a 9-month term. Early withdrawal penalty may apply.
Offer: Requires $10,000+ in new money (funds not currently held on deposit with OlyFed) or an OlyFed checking account with a minimum $500 monthly direct deposit. Compounded monthly.
Promotional rate · 3.83% interest rate · Compounded monthly · Effective Oct 9, 2026
Rate checked
More details - Amplify Credit UnionPersonal Certificate of Deposit (CD)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: Minimum deposit and balance of $500 required to obtain advertised APY. Funds may be added to CDs with terms of 12 months or less; terms above 12 months lock in the deposit amount. Deposit products are fee-free.
Offer: Minimum balance of $500 required to obtain advertised APY. Funds may be added during term.
3.84% interest rate · Effective Oct 6, 2026
Rate checked
More details - Affinity PlusBasic CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: Single deposit with no maximum amount; online funding limits apply ($5,000 for external transfers, $50,000 for internal transfers). Early withdrawal penalties apply. Renews automatically at maturity. Dividends compound monthly and accrue daily.
3.83% interest rate
Rate checked
More details - Community Bank & TrustCertificate of Deposit AccountCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000with conditionsRequirements
Product: *Eligibility requirement: customer must be an owner of an active CBT checking, savings, or loan account.
Offer: Standard rate for 9 Months SPECIAL
Qualified rate · 3.84% interest rate · Effective Sep 22, 2026
Rate checked
More details - Alive Credit UnionCertificates of Deposit - Special OffersCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000intro rateRequirements
Product: Special Certificate of Deposit automatically renews to a 12-month CD with rates and terms effective as advertised on renewal date. Penalty for early withdrawal.
Offer: Dividends paid monthly. Automatically renews to a 12-month CD with rates and terms effective as advertised on renewal date. Penalty for early withdrawal.
Promotional rate · 3.83% interest rate
Rate checked
More details - PriorityONE Credit UnionCD SpecialsCD · 9 months · $1,000 min · 3.90%–4.00% by balance
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000intro rateRequirements
Product: $1,000 minimum new money deposit required for CD specials. Pre-payment penalty will apply for early withdrawals.
Offer: For deposits less than $25k. $1,000 minimum new money deposit required.
Promotional rate
Rate by balance
Rate by balance for CD Specials Balance APY Up to $25,000Your amount 3.90% $25,000 and upFor deposits of $25k and higher. 4.00% Rate checked
More details - Elkhorn Valley BankCertificate of Deposit (CD)CD · 9 months
Bank · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: No minimum balance is required to open an account unless noted with an asterisk (*). A penalty may be imposed for early withdrawal.
Rate checked
More details - Prime Trust Financial Credit UnionSpecial Share CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: No monthly service or origination fees. Penalties may be imposed for early withdrawal.
Offer: Not eligible for Direct Deposit discount. Early withdrawal penalty may apply.
3.83% interest rate · Effective Jan 5, 2026
Rate checked
More details - BRECO FCUShare Certificates/CDsCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: Minimum deposit amount of $500.00. Dividends compounded monthly and paid monthly. Flexible terms from 6 months to 5 years. Upon maturity, certificate will renew at the rate offered at that time. Penalties may reduce earnings on early withdrawals.
Offer: Dividends paid monthly. Penalty may be imposed for early withdrawal.
3.84% interest rate · Compounded monthly · Effective May 27, 2026
Rate checked
More details - Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000with conditionsRequirements
Product: Minimum opening balance of $500. $5 member savings balance required for membership. Rates subject to change. Early withdrawal penalty may apply.
Offer: Includes 0.25% MORE VIP Relationship Reward Bonus (400+ points).
Qualified rate · 3.83% interest rate · Effective Sep 18, 2026
Rate checked
More details - Susser BankCertificates of Deposit (CD)CD · 9 months · $1,000 min · 3.80%–3.90% by balance
Bank · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: CD APY assumes principal and interest remain on deposit until maturity. Periodic payout of interest is required (interest earned paid via direct deposit). Penalty for early withdrawal. Rates subject to change without notice.
Offer: Rate for balances ≤ $250,000. APY cannot remain on CD; periodic payout of interest is required.
3.83% interest rate · Effective Aug 20, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CD) Balance APY Up to $250,000Your amount 3.90% $250,000 and upReduced rate applies. 3.80% Rate checked
More details - WEE Federal Credit UnionCertificates of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.89%APY$290 over 9 months on $10,000Requirements
Product: All dividends earned on share certificates will be forfeited if funds are withdrawn before maturity. Dividends paid at maturity.
Offer: Paid at maturity. Early withdrawal forfeits all earned dividends.
3.82% interest rate · Effective Oct 6, 2026
Rate checked
More details - Frick Financial Federal Credit UnionCertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.88%APY$290 over 9 months on $10,000intro rateRequirements
Product: Credit Union membership required. Applicants must qualify by living, working, worshipping or attending school in Fayette, Washington, Greene or Westmoreland County.
Offer: Limited time special. Maximum deposit $250,000.
Promotional rate · 3.82% interest rate · Balance cap $250,000
Rate checked
More details - Grow FinancialCertificate AccountCD · 6–11 months · $500 min · 3.87%–3.97% by balance
Credit union · Add a location to see nearby branches
3.87%APYRequirements
Product: Minimum balance of $500.00 required to open and maintain the account; account will be closed if balance falls below requirements. Membership required.
Offer: Must maintain a minimum daily balance of $500.00 each day to obtain the disclosed APY.
3.80% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Account Balance APY $500 – $100,000Your amount 3.87% $100,000 and up 3.97% Rate checked
More details - Del Norte Credit UnionCertificatesCD · 9 months · $1,000 min · 3.82%–3.92% by balance
Credit union · Add a location to see nearby branches
3.87%APY$289 over 9 months on $10,000intro rateRequirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. Dividends compounded daily and paid monthly.
Promotional rate · 3.75% interest rate · Compounded daily · Effective Oct 3, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and up 3.82% $10,000 and upYour amount 3.87% $100,000 and up 3.92% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 9-month CDs pay nationwide
1,356 CDs at 1,186 banks and credit unions · checked Oct 16–23
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank