Bank · FDIC insured
Community Bank & Trust
A $303.5M bank headquartered in Muscatine, IA, with 5 branches in Iowa.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%Needs another account or monthly activityCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Community Bank & Trust
- Headquarters
- 2609 2nd Ave, Muscatine, IA 52761
- FDIC certificate
- 23189 ↗
Branches
5 branches in Iowa
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Iowa
5 branches
Muscatine area · 3
- Community Bank and Trust CompanyMain office2609 2nd Ave, Muscatine, IA 52761Directions
- Cedar Street Branch615 Cedar St, Muscatine, IA 52761Directions
- Wilton Branch210 W 4th St, Wilton, IA 52778Directions
Columbus Junction area · 1
- Columbus Junction Branch227 Main St, Columbus Junction, IA 52738Directions
Wapello area · 1
- Wapello Branch206 Highway 61 N, Wapello, IA 52653Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.28% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.08% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.62% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $70 | $81 | — |
- CapitalLeverage ratio8.28%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.08%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.62%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$70Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Community Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.