Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 301–315 results
- Countryside BankCertificates of DepositCD · 18 months · $10,000 min
Bank · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000Requirements
Product: Substantial penalty for early withdrawal.
Offer: Compounds Quarterly.
4.04% interest rate
Rate checked
More details - HAPO Community Credit UnionCertificate AccountCD · 18 months · $100 min
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000Requirements
Product: CDs opened online have 30 days to fund the certificate in order to earn the posted CD rate. Dividends are compounded and credited quarterly and at maturity. Minimum opening balance is $100.
Offer: Early withdrawal penalty is 120 days dividends.
4.04% interest rate
Rate checked
More details - Utah First Credit UnionTraditional Term DepositCD · 18 months · $2,000 min
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000Rate checked
More details - Logan Medical Federal Credit UnionShare CertificatesCD · 18 months
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,0004.03% interest rate · Effective Oct 10, 2026
Rate checked
More details - Portage Community BankCertificates of Deposit (CDs)CD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000intro rateRequirements
Product: Early withdrawals subject to penalty (less than 1 year maturity: 91 days interest; 1 year or more maturity: 6 months interest). Annual Percentage Yield is based upon the maximum term of deposit for each maturity range. For CDs under $100,000, minimum term is 30 days. Variable Interest Rates subject to change.
Offer: Term: 18 Month Special. Compounding method: Daily.
Promotional rate · 4.02% interest rate · Effective Oct 5, 2026
Rate checked
More details - USALLIANCE FinancialFixed Rate Certificate AccountsCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000intro rateRequirements
Product: Dividends calculated and compounded daily and credited monthly on the last calendar day of the month. APY assumes dividends remain until maturity; premature withdrawal incurs penalty.
Offer: Promotional rate special. Rollover rate upon automatic renewal is 4.10% APY.
Promotional rate · 4.02% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Route 31Certificate of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000with conditionsRequirements
Product: Minimum $500 balance to earn dividend. Penalty for early withdrawal. Members can add money to any CD at any time, except restricted on some CD specials.
Offer: 0.25% APY bonus for Members with the Extra Mile Checking or Express Debit account and $600 or more in direct deposit.
Qualified rate · Effective Sep 25, 2026
Rate checked
More details - Campus Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000Requirements
Product: Federally insured deposits. $500 minimum deposit on all terms. Early withdrawals may be subject to penalties.
4.04% interest rate · Effective Sep 18, 2026
Rate checked
More details - Appalachian Community Federal Credit UnionCertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000Requirements
Product: Minimum Deposit $1,000. Paid monthly. Future rates subject to change daily.
Offer: Paid monthly.
4.03% interest rate · Effective Oct 5, 2026
Rate checked
More details - Endurance Federal Credit UnionCertificatesCD · 18 months · $500 min · 4.00%–4.20% by balance
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000Requirements
Product: Minimum opening balance of $500.00. Dividend options include monthly dividend check, transfer to another credit union account, or redeposit into the share certificate. Penalties may apply for early withdrawal.
Offer: Early withdrawal penalty: 120 days.
3.93% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 4.00% $10,000 and upYour amount 4.10% $25,000 and up 4.15% $99,000 and up 4.20% Rate checked
More details - LGE Community Credit UnionCertificates / CDCD · 18 months · $1,000 min · 4.10%–4.21% by balance
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000Requirements
Product: Membership eligibility required. Minimum opening deposit amount starts at $1,000.00. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.
Offer: Early withdrawal penalty: 90 Days Dividends.
4.02% interest rate · Compounded monthly · Effective Sep 25, 2026
Rate by balance
Rate by balance for Certificates / CD Balance APY $1,000 and upYour amount 4.10% $100,000 and up 4.21% $250,000 and up 4.21% Rate checked
More details - Electrical Workers 558 Federal Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000Requirements
Product: Assumes dividends are credited monthly. Minimum balance is $500. Substantial penalty for early withdrawal. No deposits allowed after opening until maturity date. Does not renew automatically and will not earn dividends after maturity date unless used to secure a loan. Redeeming before maturity forfeits accrued dividends.
4.03% interest rate
Rate checked
More details - SunWest Educational Credit UnionCertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000Requirements
Product: Dividends credited monthly. Based on the assumption that dividends/interest will remain on deposit until maturity. Certificate accounts do not allow for additional deposits or withdrawals. Early withdrawal penalties apply and may reduce earnings and principal.
Offer: Dividends credited monthly.
4.03% interest rate · Effective Apr 1, 2026
Rate checked
More details - Coastal Credit UnionCertificatesCD · 18 months · $250 min
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000Requirements
Product: Fixed rate locked for term. Dividends compound daily. Automatically renews at maturity with a 7-day grace period. Early withdrawal penalty applies. Must maintain membership share in Primary Savings.
Offer: Minimum balance of $250 required to earn stated APY. Fixed rate for 18 months.
4.03% interest rate · Effective Jun 22, 2026
Rate checked
More details - Freedom Credit UnionTerm Share CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$621 over 18 months on $10,000Requirements
Product: Early withdrawal penalty applies: 90 days of dividends for terms less than 2 years; 180 days of dividends for terms 2 years or more. Dividends credited quarterly. Fees may reduce earnings.
4.04% interest rate · Effective Sep 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,153 CDs at 2,794 banks and credit unions · checked Oct 22–23
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank