Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 286–300 results
- Lake Huron Credit UnionCertificates of DepositCD · 24 months
Credit union · Add a location to see nearby branches
4.50%APY$920 over 24 months on $10,0004.40% interest rate
Rate checked
More details - The Bank of New GlarusCertificates of DepositCD · 24 months · $2,000 min
Bank · Add a location to see nearby branches
4.50%APY$920 over 24 months on $10,000intro rateRequirements
Product: Interest is compounded quarterly.
Offer: Special CD rate. APY achieved only if interest is compounded quarterly.
Promotional rate · 4.43% interest rate · Compounded quarterly
Rate checked
More details - Farmers & Merchants State Bank24 Month CDCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.50%APY$920 over 24 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.
4.50% interest rate · Effective Sep 17, 2026
Rate checked
More details - Charter BankCertificate of DepositCD · 25 months · $1,000 min · 4.25%–4.50% by balance
Bank · Add a location to see nearby branches
4.50%APY$960 over 25 months on $10,000Requirements
Product: Penalties may be imposed for early withdrawal. Interest compounds quarterly. Call for quote on CDs larger than $250,000.
4.18% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $9,999 4.25% $10,000 – $250,000Your amount 4.50% Rate checked
More details - Farmers & Merchants State BankCertificates of DepositCD · 25 months · $500 min
Bank · Add a location to see nearby branches
4.50%APY$960 over 25 months on $10,000intro rateRequirements
Product: Early withdrawal of funds is subject to penalty. Rate is based on term length.
Offer: 10% of the total CD amount must be funds from another financial institution; funds from any F&M deposit account do not qualify for the increased rate. Compounded annually. No IRA or HSA.
Promotional rate · 4.50% interest rate · Compounded annually
Rate checked
More details - Northwest BankCertificate of Deposit (CD)CD · 26 months · $5,000 min
Bank · Add a location to see nearby branches
4.50%APY$1,001 over 26 months on $10,000with conditionsRequirements
Product: Our Pick-A-Term CD allows choosing the maturity date. Earn an additional 0.10% on any new Pick-A-Term or Special Rate CD with a qualifying Northwest Bank checking account. Early withdrawal penalties may apply. APY assumes interest remains on deposit.
Offer: With qualifying Northwest Bank checking account (Northwest Bank Compass Rewards, Compass Relationship, Compass Digital, Compass Cash, Compass Free, or Private Banking checking account is required for personal CD/ IRAs; $10 minimum to open).
Qualified rate · 4.50% interest rate · Effective Oct 12, 2026
Rate checked
More details - Luana Savings BankCertificate of Deposit (CD)CD · 26 months · $2,000 min
Bank · Add a location to see nearby branches
4.50%APY$1,001 over 26 months on $10,000Requirements
Product: Open online nationwide or at any branch. $2,000 minimum opening deposit (excludes Kid's CD). No setup or maintenance fees.
Offer: 26 Month SPECIAL!
4.45% interest rate · Effective Oct 15, 2026
Rate checked
More details - Bank of Lake MillsCertificates of Deposit (CDs)CD · 26 months · $2,500 min
Bank · Add a location to see nearby branches
4.50%APY$1,001 over 26 months on $10,000Requirements
Product: Minimum balance to open and obtain the APY. Early withdrawal may be subject to penalty. APY assumes interest remains on deposit. Fees could reduce earnings. Withdrawal of interest will reduce earnings.
Offer: 26 Month CD - SPECIAL! Minimum balance to open and obtain APY is $2,500.
4.40% interest rate · Effective Sep 9, 2026
Rate checked
More details - Financial Plus Credit UnionCertificate SpecialsCD · 27 months · $10,000 min
Credit union · Add a location to see nearby branches
4.50%APY$1,041 over 27 months on $10,000intro rateRequirements
Product: New Money only brought in from other financials; no existing funds are eligible.
Offer: Minimum $10,000 balance required. New Money only brought in from other financials; no existing funds are eligible.
Promotional rate · 4.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - Greenfield Savings BankTraditional Certificates of DepositCD · 30 months · $10,000 min
Bank · Add a location to see nearby branches
4.50%APY$1,163 over 30 months on $10,000Requirements
Product: Available with a Passbook or Statement Account. Open at any branch. Early withdrawal penalties may be imposed. Minimum balance to obtain APY is based on daily balance.
Offer: 30 Month Special CD. Minimum balance to obtain APY is based on daily balance.
4.41% interest rate
Rate checked
More details - Magnifi FinancialBump-Up CertificateCD · 30 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$1,163 over 30 months on $10,000intro rateRequirements
Product: LIMITED TIME OFFER. Pick your term then have the option to bump up to a higher rate later if one becomes available. $500 minimum deposit at account opening.
Offer: Limited time offer. Pick your term then have the option to bump up to a higher rate later if one becomes available.
Promotional rate · Effective Sep 17, 2026
Rate checked
More details - First Community Credit UnionRegular Certificate of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$1,412 over 36 months on $10,000Requirements
Product: Minimum opening deposit $500. Membership eligibility applies.
Offer: For balances < $100K.
Rate checked
More details - Ukrainian Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$1,412 over 36 months on $10,000Requirements
Product: Minimum deposit is $500. Membership subject to eligibility. Early withdrawal penalty applies to principal; dividends earned may be withdrawn at any time without penalty. Dividends are compounded and credited quarterly.
Offer: Includes 1x Bump Up feature.
4.43% interest rate · Effective Oct 9, 2026
Rate checked
More details - Ixonia BankCertificate of DepositCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
4.50%APY$1,412 over 36 months on $10,000Requirements
Product: Early withdrawal may be subject to penalty. Fees may reduce earnings.
Offer: Minimum balance to open/obtain the APY.
4.43% interest rate
Rate checked
More details - Omaha Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$1,412 over 36 months on $10,000Requirements
Product: With as little as $500, account holders can invest in an Omaha FCU Share Certificate. Share Certificates have a 90-day loss of dividends, whether they are earned or not, for early-withdrawals. Rates are subject to change.
4.41% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,753 CDs at 4,650 banks and credit unions · checked Oct 16–23
- Typical
- 3.20%
- Top 10% from
- 4.07%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank