Bank · FDIC insured
Bank of Lake Mills CD Rates
Bank of Lake Mills’s best CD rate is 4.50% APY on a 26-month CD. Terms run from 10 months to 4 years. Rates checked October 16, 2026.
How Bank of Lake Mills’s CD rates compare
Compared with banks and credit unions near Watertown, WI, where Bank of Lake Mills has the most branches. $10,000, best rate first.
This bank’s best
Bank of Lake Mills
4.50%APY
- Term
- 26 months
- Minimum
- $2,500
- Earns on $10,000
- $1,001
Certificates of Deposit (CDs)
Top rate
Fort Community Credit Union
5.15%APY
- Term
- 60 months
- Minimum
- $250
- Earns on $10,000
- $2,854
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Bank of Lake Mills CD score
91
CD score
Higher than 93% of U.S. banks and credit unions
- 9–15 months9–15 mo4.35%
- 16–30 months16–30 mo4.50%
- 31–60 months31–60 mo3.55%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Lake Mills ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.50%APY · 9 terms
Minimum balance to open and obtain the APY. Early withdrawal may be subject to penalty. APY assumes interest remains on deposit. Fees could reduce earnings. Withdrawal of interest will reduce earnings.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| Unknown182 Day CD. Minimum balance to open and obtain APY is $2,500 | — | 2.31% | 2.31% | $0 |
| Unknown91 Day CD. Minimum balance to open and obtain APY is $2,500 | — | 2.21% | 2.21% | $0 |
| 10 months10 Month CD - SPECIAL! Minimum balance to open and obtain APY is $2,500 | — | 4.35% | 4.35% | $361 |
| 12 months1 Year Super Saver CD. Additions of $100 or more at any time. Additional deposits not to exceed $25,000 per certificate term. Minimum balance to open and obtain APY is $500 | 2.42% | — | 2.42% | $242 |
| 18 months18 Month CD. Minimum balance to open and obtain APY is $500 | 2.47% | — | 2.47% | $373 |
| 24 months2 Year CD. Minimum balance to open and obtain APY is $500 | 2.93% | — | 2.93% | $595 |
| 26 months26 Month CD - SPECIAL! Minimum balance to open and obtain APY is $2,500 | — | 4.50% | 4.50% | $1,001 |
| 30 months30 Month CD. Minimum balance to open and obtain APY is $500 | 3.04% | — | 3.04% | $777 |
| 36 months3 Year CD. Minimum balance to open and obtain APY is $500 | 3.45% | — | 3.45% | $1,071 |
| 48 months4 Year CD. Minimum balance to open and obtain APY is $500 | 3.55% | — | 3.55% | $1,497 |
Sources (3)
- bankoflakemills.com/deposit-rates
- bankoflakemills.com/personal/products/cds-and-iras
- bankoflakemills.com
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 4.50%APY · 7 terms
Individual Retirement Accounts (IRAs). Available for rollovers, transfers, and contributions. Personal accounts only. Minimum balance to open and obtain the APY. Early withdrawal may be subject to penalty. APY assumes interest remains on deposit. Fees could reduce earnings. Withdrawal of interest will reduce earnings.
| Term | APY · $100 and up | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 12 months1 Year IRA CD. Minimum balance to open and obtain APY is $500. Available for rollovers, transfers, and contributions. Personal accounts only | — | 2.42% | — | 2.42% | $242 |
| 18 months18 Month IRA CD. Minimum balance to open and obtain APY is $500. Available for rollovers, transfers, and contributions. Personal accounts only | — | 2.47% | — | 2.47% | $373 |
| 18 months18 Month Variable IRA. Interest rate may change after account is opened. Minimum balance to open and obtain APY is $100. Available for rollovers, transfers, and contributions. Personal accounts only | 2.47% | — | — | 2.47% | $373 |
| 24 months2 Year IRA CD. Minimum balance to open and obtain APY is $500. Available for rollovers, transfers, and contributions. Personal accounts only | — | 2.93% | — | 2.93% | $595 |
| 26 months26 Month CD - SPECIAL! Minimum balance to open and obtain APY is $2,500. Available for rollovers, transfers, and contributions. Personal accounts only | — | — | 4.50% | 4.50% | $1,001 |
| 30 months30 Month IRA CD. Minimum balance to open and obtain APY is $500. Available for rollovers, transfers, and contributions. Personal accounts only | — | 3.04% | — | 3.04% | $777 |
| 36 months3 Year IRA CD. Minimum balance to open and obtain APY is $500. Available for rollovers, transfers, and contributions. Personal accounts only | — | 3.45% | — | 3.45% | $1,071 |
| 48 months4 Year IRA CD. Minimum balance to open and obtain APY is $500. Available for rollovers, transfers, and contributions. Personal accounts only | — | 3.55% | — | 3.55% | $1,497 |
Sources (3)
- bankoflakemills.com/deposit-rates
- bankoflakemills.com/personal/products/cds-and-iras
- bankoflakemills.com
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.