Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 271–285 results
- Shrewsbury Federal Credit UnionRegular Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.23%APY$864 over 24 months on $10,000Requirements
Product: Membership eligibility requires living, working, worshipping, or attending school in Berlin, Boylston, Clinton, Grafton, Holden, Millbury, Northborough, Shrewsbury, Sterling, Westborough, West Boylston, or Worcester, and opening a $5 savings/share account. Dividends are credited monthly and can be compounded, transferred, or issued as a check. Automatic renewal at maturity. Early withdrawal penalty of 6 months dividends.
4.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - LPS Employees Federal Credit UnionShare Certificates (CD)CD · 24 months
Credit union · Add a location to see nearby branches
4.22%APY$862 over 24 months on $10,000Requirements
Product: Serving employees and retirees of Lincoln Public Schools. Penalty for early withdrawal.
4.15% interest rate
Rate checked
More details - Auburn University Credit UnionShare CertificatesCD · 24–29 months · $2,500 min · 4.22%–4.32% by balance
Credit union · Add a location to see nearby branches
4.22%APYintro rateRequirements
Product: Dividends accrue daily and are paid quarterly (or at maturity for short terms). Early withdrawal penalty: for less than 18 months, forfeiture of all dividends on amount withdrawn for 90 days; for greater than 18 months, forfeiture of all dividends on amount withdrawn for 180 days.
Offer: Compound Period: Quarterly
Promotional rate · 4.15% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $2,500 and upYour amount 4.22% $100,000 and upJumbo Rate ($100,000+ Deposit); 4.32% Rate checked
More details - San Juan Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.22%APY$861 over 24 months on $10,0004.15% interest rate · Effective Sep 30, 2026
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More details - San Juan Credit UnionGrowth CertificateCD · 24 months · $10 min
Credit union · Add a location to see nearby branches
4.22%APY$861 over 24 months on $10,0004.15% interest rate · Effective Sep 30, 2026
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More details - Latah Credit UnionCertificates of Deposit (CDs)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.22%APY$861 over 24 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Renews automatically upon maturity after 10-day grace period.
Offer: Compounded/paid quarterly
4.15% interest rate · Effective Sep 24, 2026
Rate checked
More details - Alliance Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.21%APY$860 over 24 months on $10,000Requirements
Product: Interest is compounded quarterly and credited quarterly. Account automatically renews at maturity with a 10-day grace period. Early withdrawal penalty applies.
4.15% interest rate · Compounded quarterly
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More details - Federated Employees Credit UnionTerm Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.21%APY$860 over 24 months on $10,000Requirements
Product: Dividends are compounded and paid quarterly. Early withdrawal penalties apply. 10-day grace period at end of term.
4.15% interest rate · Effective Oct 1, 2026
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More details - Nicolet National BankCertificate of DepositCD · 24 months · $2,500 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
4.14% interest rate · Effective Sep 23, 2026
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More details - Community BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Early withdrawal penalties apply (31 days interest for 91 days - 12 months; 91 days interest for 18 - 36 months; 182 days interest for 48 - 60 months). Automatic renewal at maturity for the same term and current rate. 10-day grace period from maturity date to withdraw funds without penalty. Once opened, deposits are not allowed except during the grace period. Interest is based on the average daily balance.
Offer: Early withdrawal penalty of 91 days interest.
4.14% interest rate · Effective Oct 20, 2026
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More details - Reading Cooperative BankCertificate of Deposit AccountsCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000intro rateRequirements
Product: Fixed-rate CD. Terms from 6 months to 5 years. Early withdrawal penalties may be imposed. Maximum online deposit of $500,000.00 for certain terms. Monthly maintenance fee: No.
Offer: 24-Month CD Special. Interest compounds daily on a 365-day basis.
Promotional rate · 4.11% interest rate · Effective Oct 21, 2026
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More details - Colorado Federal BankCertificates of DepositCD · 24 months · $5,000 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000Requirements
Product: Accounts available for individuals only. Online CD. No monthly maintenance fee, ACH fee or online Account fee.
Offer: Early withdrawal penalty equals 6 months' worth of interest.
4.11% interest rate · Effective Oct 15, 2026
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More details - Alpine Credit UnionValue CertificateCD · 24–35 months · $500 min
Credit union · Add a location to see nearby branches
4.20%APYRequirements
Product: Pays the highest dividend rate. Maturity date options 3-60 months. Auto renewal. Standard maturity terms are 3 months, 6 months, 1 year, 2 years, 3 years, 4 years, and 5 years. If non-standard term is selected, renews at next shortest standard term. 10-day grace period after renewal.
4.14% interest rate
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More details - First Western BankSpecial Rate CDsCD · 24 months · $2,500 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000intro rateRequirements
Product: $2,500.00 minimum balance required to open an account and obtain APY. APY assumes interest remains on deposit until maturity. Early withdrawal may reduce earnings and may be subject to penalty. Rates and terms are subject to change without notice prior to account opening. Offer may be withdrawn at any time.
Promotional rate · 4.20% interest rate · Effective Oct 16, 2026
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More details - Gate City BankRelationship CDCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.20%APY$858 over 24 months on $10,000with conditionsRequirements
Product: Requires a Gate City Bank checking account.
Offer: Requires a Gate City Bank checking account
Qualified rate · 4.20% interest rate · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,048 banks and credit unions · checked Oct 16–23
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank