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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 256–270 results

  1. Top Carrot, Carrot Score 90
    Triangle Credit UnionTraditional CertificateCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.15%APY$629 over 18 months on $10,000intro rate
  2. Oak View National BankCertificates of DepositCD · 18 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.15%APY$629 over 18 months on $10,000intro rate
  3. Chiphone Federal Credit UnionCertificates of DepositCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$629 over 18 months on $10,000
  4. Top Carrot, Carrot Score 89
    TrailNorth Federal Credit UnionTrailblazer Share CertificateCD · 18 months · $100 min

    Credit union · Add a location to see nearby branches

    4.15%APY$629 over 18 months on $10,000
  5. Southern FCUCertificates of DepositCD · 18 months · $1,000 min · 4.15%–4.25% by balance

    Credit union · Add a location to see nearby branches

    4.15%APY$629 over 18 months on $10,000
  6. Atkins Savings Bank & TrustAdjust-A-Rate CDCD · 18 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.14%APY$627 over 18 months on $10,000
  7. City National BankCertificate of DepositCD · 18 months · $500 min

    Bank · Add a location to see nearby branches

    4.13%APY$626 over 18 months on $10,000
  8. Top Carrot, Carrot Score 87
    Central Maine FCUFixed-Rate Share CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    4.13%APY$626 over 18 months on $10,000with conditions
  9. Top Carrot, Carrot Score 94
    Self Reliance Financial Federal Credit UnionCertificateCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    4.13%APY$626 over 18 months on $10,000
  10. Winthrop Area Federal Credit UnionShare CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    4.13%APY$626 over 18 months on $10,000
  11. Shrewsbury Federal Credit UnionRegular Share CertificatesCD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.13%APY$625 over 18 months on $10,000
  12. Unico BankCertificates of DepositCD · 18 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.12%APY$624 over 18 months on $10,000
  13. Keen Bank, N.ACertificates of DepositCD · 18 months · $2,000 min

    Bank · Add a location to see nearby branches

    4.11%APY$623 over 18 months on $10,000
  14. Security First BankTraditional Time Deposit AccountsCD · 18 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.11%APY$623 over 18 months on $10,000
  15. First Utah BankPromotional CDCD · 12–23 months · $500 min

    Bank · Add a location to see nearby branches

    4.10%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 18-month CDs pay nationwide

3,156 CDs at 2,800 banks and credit unions · checked Oct 16–23

Typical
3.24%
Top 10% from
4.08%
Banks, typical
2.90%
Credit unions, typical
3.30%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate