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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 241–255 results

  1. KEMBA Financial Credit UnionCertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.10%APY$1,744 over 48 months on $10,000with conditions
  2. RBC BankCertificate of Deposit (CD)CD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.10%APY$1,744 over 48 months on $10,000
  3. Top Carrot, Carrot Score 88
    Alabama ONECertificates of Deposit AccountsCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.10%APY$1,744 over 48 months on $10,000
  4. Top Carrot, Carrot Score 95
    Coastal Credit UnionCertificatesCD · 48 months · $250 min

    Credit union · Add a location to see nearby branches

    4.10%APY$1,744 over 48 months on $10,000
  5. Top Carrot, Carrot Score 92
    Genisys Credit UnionTerm CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.08%APY$1,735 over 48 months on $10,000
  6. Metz Banking CompanyCertificates of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.08%APY$1,735 over 48 months on $10,000
  7. Top Carrot, Carrot Score 93
    UMassFiveTerm DepositsCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.07%APY$1,730 over 48 months on $10,000
  8. Top Carrot, Carrot Score 89
    All In Credit UnionShare CertificatesCD · 48 months · $1,000 min · 4.07%–4.13% by balance

    Credit union · Add a location to see nearby branches

    4.07%APY$1,730 over 48 months on $10,000
  9. Top Carrot, Carrot Score 89
    Eagle One Federal Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.07%APY$1,730 over 48 months on $10,000
  10. Top Carrot, Carrot Score 88
    Big Island Federal Credit UnionTerm Share CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.07%APY$1,730 over 48 months on $10,000
  11. Top Carrot, Carrot Score 91
    Bank of the Flint HillsCertificate of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    4.06%APY$1,726 over 48 months on $10,000
  12. Top Carrot, Carrot Score 89
    PALCO Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.06%APY$1,726 over 48 months on $10,000
  13. Top Carrot, Carrot Score 88
    Thrive Credit UnionShare CertificatesCD · 48 months

    Credit union · Add a location to see nearby branches

    4.06%APY$1,726 over 48 months on $10,000
  14. TruNorth Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.06%APY$1,726 over 48 months on $10,000
  15. Top Carrot, Carrot Score 92
    Affinity First Federal Credit UnionCertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.06%APY$1,726 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,258 CDs at 2,924 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
3.99%
Banks, typical
2.50%
Credit unions, typical
3.20%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate