Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 241–255 results
- California Credit UnionShare CertificateCD · 13 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$488 over 13 months on $10,000intro rateRequirements
Offer: Must be opened with new money only. Offer available to both new and existing members. Limited time only. A Share Account with $0.01 Par Value is required to establish membership.
Promotional rate · Effective Oct 5, 2026
Rate checked
More details - Dow Credit UnionSimple CDsCD · 13 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$488 over 13 months on $10,000Requirements
Product: Starting minimum deposit of $500. Not eligible for the potential year-end Member Saver Reward. Rates effective 10/01/2026. Terms: 3, 6, 12, 13, 18, 24, 36, 48, 60 months.
Offer: Term: 13 Months SPECIAL
4.41% interest rate · Effective Oct 1, 2026
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More details - Evermore BankYour Choice CDCD · 13–20 months · $10,000 min
Bank · Add a location to see nearby branches
4.50%APYwith conditionsRequirements
Product: Promotional limited-time CD. Interest earned will be transferred to an existing or new Evermore Bank checking, money market or savings account on a monthly basis. Early withdrawal penalty may apply. Upon renewal, CD will automatically renew for a 12-month term subject to prevailing rates.
Offer: Requires a qualifying Evermore Bank Checking, Money Market, or Savings Account to open. Minimum balance to earn the APY is $10,000.
Qualified rate · 4.50% interest rate · Effective Sep 1, 2026
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More details - 4.50%APY$488 over 13 months on $10,000intro rate
Promotional rate
Rate checked
More details - Institution for SavingsCertificates of DepositCD · 15 months · $500 min
Bank · Add a location to see nearby branches
4.50%APY$566 over 15 months on $10,000Requirements
Product: Certificate of Deposit rates and Annual Percentage Yields are fixed for the duration of the term. Penalties apply for early withdrawals of principal from Certificates of Deposit. Interest posted during the current term may be withdrawn without penalty. Accounts are available for personal and business accounts. Rates are subject to change without notice.
Offer: Available to Individuals and Businesses for a Limited Time. Maximum deposit per primary account owner is $250,000 plus interest paid.
4.40% interest rate
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More details - URSB BankCertificate of DepositCD · 15 months · $500 min
Bank · Add a location to see nearby branches
4.50%APY$566 over 15 months on $10,000Requirements
Product: Interest is compounded and credited monthly. Automatic renewal at maturity. Penalty may be imposed for early withdrawal. No monthly service fees.
Offer: Interest compounded monthly. Early withdrawal penalty may apply.
4.41% interest rate · Compounded monthly · Effective Oct 21, 2026
Rate checked
More details - Family First Credit UnionNew Money CD SpecialsCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$566 over 15 months on $10,000intro rateRequirements
Product: New money only. Limited time offer.
Offer: New money only. Limited time offer.
Promotional rate
Rate checked
More details - 1st Cooperative Federal Credit UnionSavings CertificateCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$566 over 15 months on $10,000intro rateRequirements
Product: After certificate is opened, dividend rate is fixed for the term. Fees could reduce earnings. Penalty may be imposed for early withdrawal.
Offer: Limited-time offer. Maximum deposit of $250,000. Compounded quarterly.
Promotional rate · Compounded quarterly · Balance cap $250,000
Rate checked
More details - Amerant BankCertificates of DepositCD · 15 months · $10,000 min
Bank · Add a location to see nearby branches
4.50%APY$566 over 15 months on $10,000intro rateRequirements
Product: Advertised rates apply only in the state of Florida for domestic accounts. CD must be opened with new funds deposited into Amerant Bank. For accounts opened at a Banking Center location: minimum balance to open and obtain APY is $10,000 up to a maximum of $500,000. For accounts opened online: minimum balance to open and obtain APY is $500 up to a maximum of $250,000. Individual customers must be U.S. citizens or resident aliens with a valid U.S. Taxpayer Identification Number. No monthly service fee. Early withdrawal penalties apply.
Offer: Promotional CD offer valid for Florida residents. Must open account by 2026-11-10 to get promotional rate. Minimum $10,000 deposit and balance from external source required. Maximum deposit $250,000 per account ($500,000 per customer). Account must be opened online or in-branch. Personal accounts only. 10-day rate guarantee.
Promotional rate · Balance cap $250,000 · Effective Oct 9, 2026
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More details - Abound Credit UnionCertificate AccountCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$566 over 15 months on $10,000intro rateRequirements
Product: Available for both consumer and business accounts. Subject to a non-refundable $10 membership fee if not already a member. Minimum opening deposit $500.00. Dividends calculated using the Average Daily Balance Method, paid and compounded monthly. Early withdrawal penalties apply (90 days dividends for 3-24 months, 180 days dividends for 25-48 months, 365 days dividends for 59 months).
Offer: 15-month Certificate Special. Automatically renews with a 12-month term. Early withdrawal penalty is 90 days dividends.
Promotional rate · 4.41% interest rate · Compounded monthly · Effective Oct 8, 2026
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More details - 4.50%APY$566 over 15 months on $10,000with conditions
Requirements
Product: Available for a limited time only. 12-month special requires $10,000 new money and a new or existing Texana checking account. Available at any Texana Bank branch.
Offer: Preferred Rate. Limited-time CD special to grow savings with a strong, guaranteed return.
Qualified rate
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More details - The Village BankCertificates of DepositCD · 15 months · $500 min
Bank · Add a location to see nearby branches
4.50%APY$566 over 15 months on $10,000Requirements
Product: Deposits are FDIC insured and balances over FDIC limits are covered by DIF. A penalty may be assessed for early withdrawals.
Offer: Quoted yield assumes account will be rolled over and funds remain on deposit for one year.
4.41% interest rate · Effective Sep 30, 2026
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More details - TruEnergy Federal Credit UnionShare CertificateCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$566 over 15 months on $10,000intro rateRequirements
Offer: New Money Only (funds not currently on deposit with TruEnergy FCU)
Promotional rate · 4.41% interest rate
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More details - Tech Credit UnionCD Rate SpecialCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$566 over 15 months on $10,000intro rateRequirements
Product: Must be opened with new money transferred from lower-paying accounts at other financial institutions. Transfers between Tech Credit Union accounts do not qualify. Requires $25.00 in Membership Savings. Penalty imposed for early withdrawal. Principal and interest transfer to Membership Savings at end of term.
Offer: Requires minimum $1,000 new money to open.
Promotional rate
Rate checked
More details - Summit Credit UnionRegular CertificateCD · 16 months · $5,000 min
Credit union · Add a location to see nearby branches
4.50%APY$604 over 16 months on $10,000Requirements
Product: Minimum balance to open is $500. Early withdrawal penalties apply.
Offer: Minimum balance to earn APY $5,000.
4.41% interest rate · Effective Oct 16, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,753 CDs at 4,650 banks and credit unions · checked Oct 16–23
- Typical
- 3.20%
- Top 10% from
- 4.07%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank