Credit union · NCUA insured
California Credit Union CD Rates
Top CarrotCalifornia Credit Union’s best CD rate is 4.50% APY on a 13-month share certificate (CD). Terms run from 6 months to 13 months. Rates checked October 16, 2026.
How California Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where California Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
California Credit Union
4.50%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $488
Share Certificate
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.50%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsOffered for a limited time only. A Share Account with $0.01 Par Value is required to establish membership | 3.75% | $186 |
| 13 monthsMust be opened with new money only. Offer available to both new and existing members. Limited time only. A Share Account with $0.01 Par Value is required to establish membership | 4.50% | $488 |
Special-purpose accounts
IRA Certificate
Up to 4.50%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsValid on IRA 6-month Share Certificates. Limited time only. A Share Account with $0.01 Par Value is required to establish membership | 3.75% | $186 |
| 13 monthsMust be opened with new money only. Valid on 13-Month IRA Share Certificates. Limited time only. A Share Account with $0.01 Par Value is required to establish membership | 4.50% | $488 |
Who can join California Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can join through a complimentary membership in the American Consumer Council.
Employers and groups
- Membership is open to any employee, retiree (pensioner or annuitant), or unpaid volunteer of a Partner Organization.
Family and household
- Membership is open to any immediate family, spouse, partner, or household member of a California Credit Union member.
Membership information collected October 5, 2026.