Credit union · NCUA insured
Tech Credit Union CD Rates
Tech Credit Union’s best CD rate is 4.50% APY on a 15-month share certificate (CD). Terms run from 7 months to 15 months. Rates checked October 15, 2026.
How Tech Credit Union’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Tech Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tech Credit Union
4.50%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $566
CD Rate Special
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD Rate Special
Up to 4.50%APY · 3 terms
Must be opened with new money transferred from lower-paying accounts at other financial institutions. Transfers between Tech Credit Union accounts do not qualify. Requires $25.00 in Membership Savings. Penalty imposed for early withdrawal. Principal and interest transfer to Membership Savings at end of term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsRequires minimum $1,000 new money to open | 4.00% | $231 |
| 11 monthsRequires minimum $1,000 new money to open | 4.25% | $389 |
| 15 monthsRequires minimum $1,000 new money to open | 4.50% | $566 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Certificate IRA
Up to 3.14%APY · 7 terms
Must purchase and maintain 1 share ($25.00) in Membership Savings. Penalty imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsRegular (non-compounded) Certificate IRA | 1.00% | $25 |
| 6 monthsCompound Certificate IRA | 1.26% | $63 |
| 6 monthsRegular (non-compounded) Certificate IRA | 1.25% | $62 |
| 12 monthsCompound Certificate IRA | 2.02% | $202 |
| 12 monthsRegular (non-compounded) Certificate IRA | 2.00% | $200 |
| 18 monthsCompound Certificate IRA | 2.02% | $305 |
| 18 monthsRegular (non-compounded) Certificate IRA | 2.00% | $301 |
| 36 monthsCompound Certificate IRA | 2.78% | $857 |
| 36 monthsRegular (non-compounded) Certificate IRA | 2.75% | $848 |
| 48 monthsBump rate option: member has discretion to increase the rate one time during the term to the rate currently in effect | 3.00% | $1,255 |
| 48 monthsCompound bump rate option: member has discretion to increase the rate one time during the term to the rate currently in effect | 3.04% | $1,273 |
| 50 monthsCompound Certificate IRA | 3.14% | $1,375 |
| 50 monthsRegular (non-compounded) Certificate IRA | 3.10% | $1,356 |
Who can join Tech Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.