Bank · FDIC insured
Evermore Bank CD Rates
Evermore Bank’s best CD rate is 4.50% APY on a 13-month CD, with extra requirements. Terms run from 5 months to 16 months. Rates checked October 15, 2026.
How Evermore Bank’s CD rates compare
Compared with banks and credit unions in Florida, where Evermore Bank has the most branches. $10,000, best rate first.
This bank’s best
Evermore Bank
4.50%APY
- Term
- 13–20 months
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000
- —
Your Choice CD
Top rate
Raymond James Bank
5.25%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $2,915
2nd-highest rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Your Choice CD
4.50%APY · 1 term
Promotional limited-time CD. Interest earned will be transferred to an existing or new Evermore Bank checking, money market or savings account on a monthly basis. Early withdrawal penalty may apply. Upon renewal, CD will automatically renew for a 12-month term subject to prevailing rates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13–20 monthsRequires a qualifying Evermore Bank Checking, Money Market, or Savings Account to open. Minimum balance to earn the APY is $10,000 | 4.50% | $488 |
16-Month CD Special
4.45%APY · 1 term
Available to Florida residents only and must be opened online. Requires opening a concurrent $1,500 non-interest-bearing checking account maintained for the full 16-month CD term; early closure of checking imposes an early closure penalty equal to 12 months interest on the CD.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 16 monthsOnline-only offer for Florida residents. Requires a $1,500 non-interest-bearing checking account opened concurrently and maintained for the entire 16-month term | 4.45% | $598 |
Sources (2)
All captured Oct 5, 2026
We Got Your Back CD
Up to 4.45%APY · 1 term
No withdrawal penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5–15 monthsNo withdrawal penalty | 4.45% | $183 |
| 5–15 monthsRequires a qualifying Evermore Bank checking account to open. No withdrawal penalty | 4.20% | $173 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.