Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 181–195 results
- Stryv BankCertificates of Deposit (CDs)CD · 30 months · $1,000 min
Bank · Add a location to see nearby branches
4.55%APY$1,177 over 30 months on $10,000Requirements
Product: Fixed rate investments. Certificates auto-renew. Minimum investment amount based on term. Penalty for early withdrawal may reduce earnings.
Offer: Penalty for early withdrawal may reduce earnings.
4.47% interest rate · Effective Oct 2, 2026
Rate checked
More details - Chivaho Federal Credit UnionCertificate of DepositCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
4.55%APY$1,948 over 48 months on $10,000Requirements
Product: Minimum deposit of $500.00. Dividends are paid monthly. Terms ranging from 6 to 60 months.
Offer: Minimum $500.00; Dividends paid monthly
4.45% interest rate
Rate checked
More details - First Westroads BankCertificates of DepositCD · 48 months · $500 min
Bank · Add a location to see nearby branches
4.55%APY$1,948 over 48 months on $10,0004.47% interest rate
Rate checked
More details - NASA Federal Credit UnionShare CertificatesCD · 49 months · $10,000 min
Credit union · Add a location to see nearby branches
4.55%APY$1,992 over 49 months on $10,000Requirements
Product: Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Method: Average Daily Balance. Limitations: Early withdrawal penalties apply and may reduce earnings. Refer to Member Services Agreement. Fees: Fees could reduce earnings. Refer to Schedule of Fees. Terms: Certificate Terms and Conditions
Offer: Available for Certificate and IRA funds. Minimum $10,000 new funds brought from an external source required to open certificate. Early withdrawal penalties apply and may reduce earnings. A minimum of $10,000 must be deposited between October 1, 2026, and October 31, 2026. Credit Union reserves the right to limit deposits into this special certificate. This limited-time offer is subject to change at any time without notice. Special certificate renews automatically to a standard 48-month term at the rate in effect at the time of renewal unless instructed otherwise.
4.46% interest rate · Effective Oct 1, 2026
Rate checked
More details - CUP Federal Credit UnionShare CDCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.55%APY$2,492 over 60 months on $10,000Requirements
Offer: When paid: Quarterly. Early withdrawal penalty: 6 mo int.
4.45% interest rate · Effective Sep 15, 2026
Rate checked
More details - WestStar Credit UnionTerm CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.55%APY$2,492 over 60 months on $10,000intro rateRequirements
Product: Share Savings with a minimum balance and membership eligibility is required. Early withdrawals are subject to penalty. No setup or monthly maintenance fees.
Offer: Penalty may be imposed for withdrawals prior to maturity.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Members Advantage Credit UnionCertificates of DepositCD · 72 months · $1,000 min
Credit union · Add a location to see nearby branches
4.55%APY$3,060 over 72 months on $10,000Requirements
Product: Dividends compounded monthly. A minimum deposit of $1,000.00 is required.
Offer: Dividends compounded monthly.
Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - First National Bank of BlanchesterCODsCD · 84 months · $1,000 min
Bank · Add a location to see nearby branches
4.55%APY$3,654 over 84 months on $10,000Requirements
Product: Certificates require a $1,000.00 minimum deposit. Rates change each Tuesday. Substantial interest penalty for early withdrawal.
Offer: Term: 7 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday.
4.55% interest rate · Effective Oct 14, 2026
Rate checked
More details - Carolina Trust Credit UnionVariable Rate Share CertificateCD · 18 months · $250 min
Credit union · Add a location to see nearby branches
4.54%APY$689 over 18 months on $10,000Requirements
Product: Dividend rate may vary monthly; permits deposits as often as preferred. Early withdrawal penalty applies; withdrawals reduce earnings.
Offer: Variable rate; deposits permitted during the term. Early withdrawal penalty applies; withdrawals reduce earnings.
Rate checked
More details - Newburg BankCertificate of DepositCD · 60 months · $500 min · 4.45%–4.54% by balance
Bank · Add a location to see nearby branches
4.54%APY$2,486 over 60 months on $10,000Requirements
Product: Fixed rate. A penalty may be imposed for early withdrawal. Full disclosure of all products provided at time of account opening or upon request. Fees could reduce earnings.
Offer: Opening balance under $10,000. Interest credited annually.
4.45% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $10,000 4.45% $10,000 and upYour amountInterest credited monthly. 4.54% Rate checked
More details - 4.52%APY$452 over 1 year on $10,000
Requirements
Offer: Branch account with $1,000 minimum deposit
Effective Oct 6, 2026
Rate checked
More details - Cherokee Strip Credit Union1 Year Sweetheart CDCD · 12 months
Credit union · Add a location to see nearby branches
4.51%APY$451 over 1 year on $10,000Requirements
Product: You may increase the CD rate once during term, to our then-current 1-year rate.
Offer: You may increase the CD rate once during term, to our then-current 1-year rate.
Rate checked
More details - Mayville State BankCD SpecialsCD · 14 months · $1,000 min
Bank · Add a location to see nearby branches
4.51%APY$528 over 14 months on $10,000Requirements
Product: $1,000.00 minimum deposit required. Penalty for early withdrawal. Rates subject to change at discretion of the bank. Annual Percentage Yield (APY) is based on $10,000.00 and assumes interest compounded monthly will remain on deposit until maturity.
Offer: 14 Months. $1,000.00 minimum deposit required.
4.44% interest rate · Compounded monthly · Effective Jul 18, 2023
Rate checked
More details - AmeriCU Credit UnionShare CertificatesCD · 3 months · $50 min
Credit union · Add a location to see nearby branches
4.50%APY$111 over 3 months on $10,000Requirements
Product: Rates are subject to change without notice. Contact our Member Service Center at 800.388.2000 or 315.356.3000 to verify. An early withdrawal penalty may be imposed if funds are withdrawn from your account before the maturity date. Please refer to the account opening disclosure for the amount of penalty. The minimum balance to earn APY is the same as the minimum opening deposit.
Offer: The minimum balance to earn APY is the same as the minimum opening deposit. An early withdrawal penalty may be imposed if funds are withdrawn from your account before the maturity date.
4.40% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.50%APY$185 over 5 months on $10,000
Requirements
Product: Dividends credited and compounded monthly. Penalty may be imposed for early withdrawal.
Offer: Special Certificate. While supplies last.
Compounded monthly · Effective Oct 2, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay nationwide
37,753 CDs at 4,650 banks and credit unions · checked Oct 16–23
- Typical
- 3.20%
- Top 10% from
- 4.07%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank