Bank · FDIC insured
First National Bank of Blanchester CD Rates
First National Bank of Blanchester’s best CD rate is 4.55% APY on a 7-year CD. Terms run from 6 months to 7 years. Rates checked October 16, 2026.
How First National Bank of Blanchester’s CD rates compare
Compared with banks and credit unions near Wilmington, OH, where First National Bank of Blanchester has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Blanchester
4.55%APY
- Term
- 84 months
- Minimum
- $1,000
- Earns on $10,000
- $3,654
CODs
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
3rd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
First National Bank of Blanchester CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo1.40%
- 9–15 months9–15 mo1.95%
- 16–30 months16–30 mo2.55%
- 31–60 months31–60 mo3.85%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Blanchester ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CODs
Up to 4.55%APY · 8 terms
Certificates require a $1,000.00 minimum deposit. Rates change each Tuesday. Substantial interest penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 32-179 Days. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 1.05% | $0 |
| 6–12 monthsTerm: 180-364 Days. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 1.40% | $70 |
| 12 monthsTerm: 1 Year. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 1.95% | $195 |
| 24 monthsTerm: 2 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 2.55% | $517 |
| 36 monthsTerm: 3 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 3.10% | $959 |
| 48 monthsTerm: 4 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 3.35% | $1,409 |
| 60 monthsTerm: 5 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 3.85% | $2,079 |
| 84 monthsTerm: 7 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 4.55% | $3,654 |
Sources (1)
- fnbblanchester.com/services/rates · captured Oct 16, 2026
Special-purpose accounts
COD - IRAs
Up to 4.63%APY · 7 terms
Certificates require a $1,000.00 minimum deposit. Rates change each Tuesday. Substantial interest penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–12 monthsTerm: 180-364 Days. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 1.41% | $70 |
| 12 monthsTerm: 1 Year. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 1.96% | $196 |
| 24 monthsTerm: 2 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 2.57% | $521 |
| 36 monthsTerm: 3 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 3.14% | $972 |
| 48 monthsTerm: 4 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 3.39% | $1,427 |
| 60 monthsTerm: 5 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 3.91% | $2,114 |
| 84 monthsTerm: 7 Years. Substantial interest penalty for early withdrawal. Rates change each Tuesday | 4.63% | $3,728 |
Sources (1)
- fnbblanchester.com/services/rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.