Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 166–180 results
- Police Credit Union of CTTerm Share CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.28%APY$2,332 over 60 months on $10,000Requirements
Product: Minimum Balance for all share certificates is $1,000 and is required to earn the stated APY. Dividends compounded monthly. Penalty will be imposed for early withdrawal.
4.20% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Cranberry FCUCertificates of Deposit (CD)CD · 60 months · $500 min · 4.28%–4.44% by balance
Credit union · Add a location to see nearby branches
4.28%APY$2,331 over 60 months on $10,0004.20% interest rate
Rate by balance
Rate by balance for Certificates of Deposit (CD) Balance APY $500 and upYour amount 4.28% $50,000 and up 4.44% Rate checked
More details - Greenfield Savings BankTraditional Certificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.28%APY$2,331 over 60 months on $10,000Requirements
Product: Available with a Passbook or Statement Account. Open at any branch. Early withdrawal penalties may be imposed. Minimum balance to obtain APY is based on daily balance.
Offer: 60 Month CD. Minimum balance to obtain APY is based on daily balance.
4.20% interest rate
Rate checked
More details - All In Credit UnionShare CertificatesCD · 60 months · $1,000 min · 4.28%–4.33% by balance
Credit union · Add a location to see nearby branches
4.28%APY$2,331 over 60 months on $10,000Requirements
Product: When certificate matures, it can be cashed or automatically renewed based on investment goals.
4.20% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 4.28% $100,000 and upJumbo 4.33% Rate checked
More details - Winthrop Area Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.28%APY$2,331 over 60 months on $10,0004.20% interest rate · Effective Oct 2, 2026
Rate checked
More details - B-M S Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.28%APY$2,331 over 60 months on $10,000Requirements
Product: Early withdrawal fee if access to funds needed. $1,000 minimum balance to open account. Transaction limitations apply.
4.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Create Credit UnionLevel Up Certificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.28%APY$2,331 over 60 months on $10,000Requirements
Product: Variable rate with one-time rate increase option during term to currently effective rate. Early withdrawal penalty of 90 days interest for 3, 6, and 12-month terms, and 180 days interest for 18, 24, 36, 48, and 60-month terms. Subsequent deposits allowed only within first 7 days of account opening.
Offer: 180-day interest penalty for early withdrawal. One-time bump up rate allowed during term.
4.20% interest rate
Rate checked
More details - First Federal Savings Bank of MascoutahCertificate of DepositsCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.27%APY$2,325 over 60 months on $10,000Requirements
Product: An early withdrawal penalty may apply. APY shown is paid on the entire balance in the account.
Offer: 60 Months CD. Compounding frequency: Quarterly. Early withdrawal penalty: 273 days of Interest.
4.20% interest rate · Effective Oct 8, 2026
Rate checked
More details - MyPoint Credit UnionMyTerm CDCD · 9–60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APYintro rateRequirements
Product: Membership required. New money only. Member selects term between 9 and 60 months at opening. At maturity, automatically converts to a non-promotional 1-year Share Certificate. Early withdrawal penalties apply. No liquid option.
Offer: New money only. Member selects term between 9 and 60 months at opening. Dividend paid monthly.
Promotional rate · 4.16% interest rate · Effective Sep 15, 2026
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More details - Nicolet National BankCertificate of DepositCD · 60 months · $2,500 min
Bank · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
4.18% interest rate · Effective Sep 23, 2026
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More details - Canyon View Credit UnionRegular Bump Share CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: Min. $500 opening balance. One-time bump per term to prevailing CVCU rate; not retroactive. Auto-renews to a Regular Certificate of same term without bump. Min. $10 in primary savings required. Other restrictions may apply. Not available for institutional investors. Rates are variable and subject to change. Fees may reduce earnings.
4.17% interest rate · Effective Oct 9, 2026
Rate checked
More details - Railway Credit UnionCD InvestmentsCD · 60 months · $2,000 min
Credit union · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: $2,000 minimum. Rates advertised as high as. Effective October 7, 2026.
Offer: $2,000 minimum. Effective October 7, 2026.
4.17% interest rate · Effective Oct 7, 2026
Rate checked
More details - Neighborhood Credit UnionStandard CertificatesCD · 60 months · $2,500 min
Credit union · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: Additional deposits are not allowed during the certificate term. Interest is compounded daily. Early withdrawal penalty applies.
Offer: 60 months term. Interest compounded daily. Additional deposits not allowed.
4.16% interest rate · Compounded daily · Effective Sep 23, 2026
Rate checked
More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Product: Must maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
Offer: Must maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
4.17% interest rate · Compounded monthly · Effective Oct 13, 2026
Rate checked
More details - Greater Texas Credit UnionTerm Share Certificates/Certificates of DepositCD · 60 months · $1,000 min · 4.25%–4.35% by balance
Credit union · Add a location to see nearby branches
4.25%APY$2,313 over 60 months on $10,000Requirements
Product: At maturity, certificate funds will renew at the current 12-month rate in effect. Normal early withdrawal penalties apply. Fees could reduce earnings.
Offer: Regular certificate. Compounded daily, paid quarterly.
4.16% interest rate · Compounded daily · Effective Jul 1, 2026
Rate by balance
Rate by balance for Term Share Certificates/Certificates of Deposit Balance APY $1,000 and upYour amount 4.25% $95,000 and upJumbo certificate. 4.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,413 CDs at 3,038 banks and credit unions · checked Oct 16–23
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank